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Millennials show French banks they're falling behind in branch cuts

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Credit Agricole said in March that it will invest 4.9 billion euros through 2019 in technology, including to maintain existing systems.

Paris

JEAN-BAPTISTE Esmenjaud, 26, hasn't set foot in his bank in over five years.

"La Banque Postale lets me do everything online, and I speak over the phone once a year with an adviser," said the biology student, a decade-long customer of the state- backed bank whose 9,000-plus

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