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Don't be lulled by low volatility

If history is any guide,  market risk will unfold formulaically.

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The next risk-off will inevitably result from the collision of crowded trades with a bona-fide turning point in the business cycle.

JOHN Templeton, the pioneer in global mutual funds, once said "the four most costly words in the annals of investing" are "this time is different". That should resonate with monetary policy makers and institutional investors grappling with the causes, impacts and risks of the lowest market

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