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What investors should know about risk-based investment products

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Mr Neo: "Relying on historic data alone to devise an investment strategy is not the most useful. This strategy is similar to driving while only looking in the rear-view mirror."

IN THE world of investments, risk is often characterised as undesirable but necessary in the pursuit of higher returns. But history has shown us that this investing principle does not always hold true.

The 1997 Asian financial crisis was a watershed for investors who believed that

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