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Why most needs can be covered by term insurance

Don't treat insurance as a life goal. It should be a contingency plan you hope never to have to use.

MARK is a good friend of mine. Some years back, he had the opportunity of a life time to build his dream house on a piece of land given to him by his grandfather.

He had a budget of S$1 million. After many months of construction and renovation, it was finally completed.

When he

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