Inside Invest (Aug 2017)

COVER STORY

Invest early in the build-up to retirement

IN the past, investing and multiplying one's wealth early was not commonly heard of, since young people then had less purchasing power and capital to invest. Today, investing has almost become second nature to young adults who start doing so early, and investing in different stages of one's life is important in the build-up to retirement.

IN the past, investing and multiplying one's wealth early was not commonly heard of, since young people then had less purchasing power and capital to invest. Today, investing has almost become second nature to young adults who start doing so early, and investing in different stages of one's life is important in the build-up to retirement.

FOREWORD

MOST of us invest with the intention of gaining fnancial independence. However, different stages of our life pose different challenges and it is wise to learn and adopt strategies employed by other success investors.

MARKET

THE Straits Times Index (STI) tracks the performance of top 30 stocks listed on Singapore Exchange, and is regarded as the benchmark index for the local stock market.

TRENDING

DISRUPTORS – everyone in Singapore has probably used at least one of these companies' products or services and contributed to their growth, but not many may have benefted from their success by investing in their shares due to high barriers to entry.

CEO SIGNATURE

Mr Chan Kong Leong took over as chief executive officer of Suntec REIT, known to be one of Singapore’s largest REIT by its market capitalization, in January this year. With Suntec REIT expanding its footprint in Australia, he shares in this interview what he has planned for the REIT, his views on the property market and the impact of interest rate hikes on the REIT.

INDEPTH

FINALLY, after two years of negative returns, the Straits Times Index (STI) was up 12% in 1H17. The market recovered on the back of a broadbased rebound in global economies and fading tail risks of political implosions in the European Union and the uncontrolled devaluation of the Chinese renminbi.

PERSONAL SAVINGS

For most of us Singaporean, a huge part of our lifetime is spent working and trading valuable time for money. At the end of the day, we would like to put the funds we have accumulated into financial instruments that can work hard for us, ideally something that is safe and able to counter inflation.

FINANCIAL PLANNING

iFAST was launched in the year 2000 during the dotcom boom with the aim of making a positive difference in the life of investors through the use of Fin- Tech.

FOCUS

IF WE had a nickel for every time we've been asked at Tematica Research: which sectors do we like, we would probably be sitting on a beach somewhere instead of providing investment research to financial professionals.

CONVERSATION WITH

DIFFERENT investors are at different stages of their lives with different financial needs. Some are looking to generate regular income, while others want to grow their savings.

ASSET MANAGEMENT

UNCERTAINTY continues to plague financial markets over the direction of interest rates and commodities prices. In Singapore, however, there has been a sharp improvement in economic data from the end of 2016. This is likely to be a boost to corporate earnings, bolstered by the government's policies that remain supportive of growth.