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Why stocks belong in a retirement portfolio

Stocks give better inflation-adjusted returns than bonds most of the time

KEEP YOUR HEAD: If you understand the risk trade-off - and can stomach the year-to-year volatility - keeping or adding stocks in your portfolio may make sense. But while bolstering the stock mix in your retirement portfolio looks good on paper, this strategy is not for everyone.

FOR years, the trope in retirement planning was to reduce the stock holdings in your portfolio and add bonds as you neared or entered retirement. That advice is being challenged.

It goes against the grain to suggest that a successful retirement portfolio might need more stocks. Doesn't