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Meeting needs of the lower-middle income

Annuity CPF Life provides a monthly payout for as long as one lives, from age 65

THE cornerstone of Singapore's retirement system is the venerable Central Provident Fund (CPF) introduced in 1955 as a compulsory savings scheme. It was later expanded to cover people's needs in housing, health care and investment. Young workers now contribute 20 per cent of their wages to the

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