Does a paid research service constitute unfair dealing?
CAN YOU remember the time when you were unfairly treated as a kid? Some of us do. And if we do, it may be etched in our minds.
Assessing the suitability of complex financial instruments
REMEMBER Lehman Brothers? Or more specifically, Lehman Brothers minibonds?
Trust is integral to keep wheels of financial markets turning
MOST people would agree that trust is difficult to gain, easily broken and once broken is tough to rebuild. Nowhere is this more evident than in the world of finance and in investment services where trust is integral in keeping the wheels of the markets turning.
When a 'buy' goes bad, who is in the wrong?
MANY retail investors have snagged good returns from Initial Public Offerings (IPOs) of shares on the Singapore Exchange (SGX). They continue to do so today. However, there have been IPOs by Singapore-based companies, technology startups and companies with operations outside of Singapore that...
Misrepresenting financial products
AS INVESTORS, we have been pitched various financial products for different needs. Have you ever been led to believe that an endowment insurance policy is in fact a savings account? Or been told by a charming salesperson that an investment-linked insurance product is no different from a unit...
The need to disclose conflicts of interest
WHEN it comes to buying a piece of real estate, many in Singapore engage an agent to help them source for potential properties and negotiate the price.