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  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/banking-finance/prudential-posts-slight-rise-third-quarter-new-business-profit</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-05T11:10:01+08:00</news:publication_date>
      <news:title>Prudential posts slight rise in third-quarter new business profit</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/864b58ef98c9821e65943698d1e675cd19b4900fe4eacc6ce644469eb5a47881</image:loc>
      <image:title>New business profit rose 1 per cent in the quarter ended Sep 30 to US$709 million from a year earlier.</image:title>
      <image:caption>New business profit rose 1 per cent in the quarter ended Sep 30 to US$709 million from a year earlier.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/consumer-healthcare/australia-chain-david-jones-collapses-after-almost-200-years</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-05T10:21:44+08:00</news:publication_date>
      <news:title>Australia chain David Jones collapses after almost 200 years</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/981620312de18a357ec4b66d164d67a317240303bf927d1f316ce7dec927bcce</image:loc>
      <image:title>David Jones has stores at about 38 locations across Australia and New Zealand.</image:title>
      <image:caption>David Jones has stores at about 38 locations across Australia and New Zealand.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/george-yeo-adds-100000-wilmar-shares-s2-97-apiece-taking-stake-over-1-million-shares?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-05T09:55:22+08:00</news:publication_date>
      <news:title>George Yeo adds 100,000 Wilmar shares at S$2.97 apiece, taking stake to over 1 million shares</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/c4af06b8bd359b6547e23e91f66e4b995c43bd30d50b0fa6def0294e5b3ff856</image:loc>
      <image:title>Former minister George Yeo bought 100,000 shares in agri-business Wilmar International from the open market at $2.97 each on Nov 4.</image:title>
      <image:caption>Former minister George Yeo bought 100,000 shares in agri-business Wilmar International from the open market at $2.97 each on Nov 4.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/things-know-about-dbs-incoming-chairman-anthony-lim?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-05T09:53:59+08:00</news:publication_date>
      <news:title>Things to know about DBS’ incoming chairman Anthony Lim</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/7e8c3e4ed1800921ece0fb06441ef32f21641e3fe1d44795e4ca9bc5f719fbf4</image:loc>
      <image:title>image of anthony lim</image:title>
      <image:caption>Anthony Lim, who will be taking over as chairman, spent 19 years at Singapore’s sovereign wealth fund GIC.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/banking-finance/bank-japan-debated-need-more-rate-hikes-scope-faster-move-september-minutes-show</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-05T09:43:48+08:00</news:publication_date>
      <news:title>Bank of Japan debated need for more rate hikes, scope for faster move, September minutes show</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/a6f587cc297fb30cd0601ba2010b400373eb7981194173c6fb43f29ad32bd892</image:loc>
      <image:title>The BOJ raised its key interest rate to a 31-year high of 1.25 per cent at its September meeting.</image:title>
      <image:caption>The BOJ raised its key interest rate to a 31-year high of 1.25 per cent at its September meeting.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/international/japan-services-activity-expands-fifth-month-pmi</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-05T09:30:06+08:00</news:publication_date>
      <news:title>Japan services activity expands for fifth month: PMI</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/53f81f609bd71806ac80c259dc6596f215488e3668371a353c54baf549087124</image:loc>
      <image:title>The S&amp;P Global final Japan Services PMI edged higher to 51.7 in October from 51.3 in September.</image:title>
      <image:caption>The S&amp;P Global final Japan Services PMI edged higher to 51.7 in October from 51.3 in September.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/international/global/post-midterm-elections-asia-faces-more-constrained-no-less-unpredictable-trump?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-05T09:15:08+08:00</news:publication_date>
      <news:title>Post midterm elections, Asia faces a more constrained but no less unpredictable Trump</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/ddb2472350be88229c505adc0979f85ab80bbe9de7f605ef5388a6948b46a58a</image:loc>
      <image:title>Asia is watching how a weakened US President Donald Trump will wield his power on trade and war.</image:title>
      <image:caption>Asia is watching how a weakened US President Donald Trump will wield his power on trade and war.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/international/asean/philippine-inflation-hits-more-three-year-high-7-8-october</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-05T09:06:56+08:00</news:publication_date>
      <news:title>Philippine inflation hits more than three-year high of 7.8% in October</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/71072d7c42b7a939c2980bf1502aa1b1b888cce509994736a6fb47911793984e</image:loc>
      <image:title>The pace of increase was mainly due to higher transport costs, said the statistics agency.</image:title>
      <image:caption>The pace of increase was mainly due to higher transport costs, said the statistics agency.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/starhill-global-reit-says-dpu-could-take-major-hit-david-jones-voluntary-administration?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-05T09:05:12+08:00</news:publication_date>
      <news:title>Starhill Global Reit says DPU could take major hit from David Jones voluntary administration</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/01944318211ba357a5c75077cc7a60984e76926128de486b1030845157698c56</image:loc>
      <image:title>David Jones occupies about 246,526 square feet, or 95.1% of the property’s gross lettable area, as at Jun 30, 2026.</image:title>
      <image:caption>David Jones occupies about 246,526 square feet, or 95.1% of the property’s gross lettable area, as at Jun 30, 2026.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/international/democrats-savour-big-wins-congress-trump-shows-his-ballroom-project</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-05T08:56:24+08:00</news:publication_date>
      <news:title>As Democrats savour big wins in Congress, Trump shows off his ballroom project</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/133e01f9b23c9fe13a9e9515201ebe0d9921b9571ed021d9a75b8a1c864bc92c</image:loc>
      <image:title>President Donald Trump watches a beam rise into position at the White House ballroom construction site in Washington, US, Nov 4, 2026.</image:title>
      <image:caption>President Donald Trump watches a beam rise into position at the White House ballroom construction site in Washington, US, Nov 4, 2026.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/stocks-watch-dbs-careit-starhill-global-reit-koh-brothers-eco-engineering?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-05T08:45:02+08:00</news:publication_date>
      <news:title>Stocks to watch: DBS, CAReit, Starhill Global Reit, Koh Brothers Eco Engineering</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/5859dbc581cf480584bcd4688d5a68a8e5cf9c2da4467f1a102ed286337e1830</image:loc>
      <image:title>DBS’ latest net profit falls short of the S$2.95 billion consensus forecast from a Bloomberg survey. </image:title>
      <image:caption>DBS’ latest net profit falls short of the S$2.95 billion consensus forecast from a Bloomberg survey. </image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/international/asean/malaysia-set-hold-rates-strong-growth-signal-hike-2027</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-05T08:23:25+08:00</news:publication_date>
      <news:title>Malaysia set to hold rates on strong growth, signal hike in 2027</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/47208ac307bcb6caaa897049886b3283a58c957314540bb9da209296676ae7c5</image:loc>
      <image:title>Bank Negara Malaysia will maintain its overnight policy rate at 2.75 per cent, according to 17 of 23 economists surveyed by Bloomberg.</image:title>
      <image:caption>Bank Negara Malaysia will maintain its overnight policy rate at 2.75 per cent, according to 17 of 23 economists surveyed by Bloomberg.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/international/global/us-midterms-markets-cheer-democratic-win-betting-divided-washington-means-fewer-policy-shocks?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-05T08:08:54+08:00</news:publication_date>
      <news:title>US midterms: Markets cheer Democratic win, betting divided Washington means fewer policy shocks</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/c160b6fcdaae21932476b8597a93c173d0d09d8cfb4c7f2aa523d815742207cf</image:loc>
      <image:title>A Democratic sweep of Congress heralded a new political era in Washington and reverberated across global markets, with stocks and bonds rising as the dollar fell.</image:title>
      <image:caption>A Democratic sweep of Congress heralded a new political era in Washington and reverberated across global markets, with stocks and bonds rising as the dollar fell.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/consumer-healthcare/expedia-forecasts-downbeat-fourth-quarter-revenue-geopolitical-tensions-weigh</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-05T07:07:42+08:00</news:publication_date>
      <news:title>Expedia forecasts downbeat fourth-quarter revenue as geopolitical tensions weigh</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/4664a9fb8035ad86fbf24c0f9db30bfc837e6b5cf4c0dee10fcf24ebb0cebdc7</image:loc>
      <image:title>Expedia projected Q4 revenue in the range of US$3.69 billion to US$3.75 billion.</image:title>
      <image:caption>Expedia projected Q4 revenue in the range of US$3.69 billion to US$3.75 billion.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/peter-seah-retire-dbs-chairman-after-16-years-anthony-lim-succeed-him?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-05T07:00:29+08:00</news:publication_date>
      <news:title>Peter Seah to retire as DBS chairman after 16 years; Anthony Lim to succeed him</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/d003fcb596099836514d5fecbceb73afd17dcead62bd40222e131b69034c2ce3</image:loc>
      <image:title>Peter Seah (left) will be appointed senior adviser for a year. Anthony Lim has served on the DBS board since April 2020.</image:title>
      <image:caption>Peter Seah (left) will be appointed senior adviser for a year. Anthony Lim has served on the DBS board since April 2020.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/opinion-features/why-stronger-europe-matters-asias-security</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-05T07:00:00+08:00</news:publication_date>
      <news:title>Why a stronger Europe matters to Asia’s security</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/7e8c7c965788d55498cb56341af2d4270d2e015b3b50286817458e3b9d38a00d</image:loc>
      <image:title>Ukrainian servicemen open fire to shoot down a Russian drone at the site of an underground shelter at a compound of a local school, which was used as a humanitarian aid hub and was hit by a Russian airstrike in the frontline town of Komyshuvakha, amid Russia’s attack on Ukraine, in Zaporizhzhia region, Ukraine, November 2, 2026.</image:title>
      <image:caption>In 2022 Russia invaded Ukraine, and in September 2025 its drones crossed into Poland, prompting Warsaw to invoke Nato’s Article 4.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/opinion-features/ai-productivity-gains-should-be-shared-employees</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-05T07:00:00+08:00</news:publication_date>
      <news:title>AI productivity gains should be shared with employees</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/857bcd90ec1b9001204980a1365eee4d5e4bf85f2c4396b4be8a863ba225a260</image:loc>
      <image:title>Office workers in Raffles Place, Singapore. A company implementing AI to boost productivity should explain how the business will benefit and how employees can participate.</image:title>
      <image:caption>A company implementing AI to boost productivity should explain how the business will benefit and how employees can participate.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/paid-press-release/autodesk-and-jtc-sign-mou-on-next-gen-digital-delivery-in-singapores-built-environment</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-05T07:00:00+08:00</news:publication_date>
      <news:title>Autodesk and JTC Sign MoU on Next-Gen Digital Delivery in Singapore’s Built Environment</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/dbc7580be2d98be4cea8733a5d4a2228804ad33e97c97fc648a1a94c31a612b8</image:loc>
      <image:title>Jacqueline Poh, Chief Executive Officer, JTC Corporation (L) and Haresh Khoobchandani, Vice President, Asia Pacific &amp; Japan, Autodesk (R)</image:title>
      <image:caption>Jacqueline Poh, Chief Executive Officer, JTC Corporation (L) and Haresh Khoobchandani, Vice President, Asia Pacific &amp; Japan, Autodesk (R)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/opinion-features/tech-and-banks-take-beating-s-reits-look-safe-shelter-watch-out?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-05T07:00:00+08:00</news:publication_date>
      <news:title>As tech and banks take a beating, S-Reits look like safe shelter – but watch out</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/6aea07a5ffa197147223cbc5c58a3751328a00cb375e0a88e172e982a3079169</image:loc>
      <image:title>The “resilient” S-Reits sector could start to look like a safe haven, but investors should keep their eyes open - and keep an umbrella handy.</image:title>
      <image:caption>The “resilient” S-Reits sector could start to look like a safe haven, but investors should keep their eyes open - and keep an umbrella handy.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/dbs-q3-profit-falls-5-s2-81-billion-weaker-trading-income-misses-forecasts?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-05T06:43:14+08:00</news:publication_date>
      <news:title>DBS Q3 profit falls 5% to S$2.81 billion on weaker trading income, misses forecasts</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/5859dbc581cf480584bcd4688d5a68a8e5cf9c2da4467f1a102ed286337e1830</image:loc>
      <image:title>DBS office building in Singapore.</image:title>
      <image:caption>The dividend per share declared by DBS for Q3 2026 comprises an ordinary dividend of S$0.66 and a capital return dividend of S$0.15.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/telcos-media-tech/arms-third-quarter-revenue-forecast-above-estimates-investors-unimpressed</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-05T06:43:14+08:00</news:publication_date>
      <news:title>Arm’s third-quarter revenue forecast above estimates but investors unimpressed</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/0da2a76018026db76cd63786ea35c237408aceee52c1a0ef0d417e0dd34e67dc</image:loc>
      <image:title>Demand for Arm-based technology has benefited from the AI boom.</image:title>
      <image:caption>Demand for Arm-based technology has benefited from the AI boom.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/telcos-media-tech/qualcomms-smartphone-chip-sales-miss-estimates-shares-fall</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-05T06:26:20+08:00</news:publication_date>
      <news:title>Qualcomm’s smartphone chip sales miss estimates, shares fall</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/3dfbba46bfb5d64f9f8a457ef625ff0565b7d2dee309eefd5e1b0958c535d03e</image:loc>
      <image:title>Revenue from Qualcomm’s handset unit, which makes chips for smartphones, fell 26 per cent to US$5.14 billion in Q4.</image:title>
      <image:caption>Revenue from Qualcomm’s handset unit, which makes chips for smartphones, fell 26 per cent to US$5.14 billion in Q4.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/energy-commodities/oil-slumps-after-midterm-election-rebuke-trump-raises-bets-iran-war-exit</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-05T06:10:08+08:00</news:publication_date>
      <news:title>Oil slumps after midterm election rebuke to Trump raises bets on Iran war exit </news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/280b2b0223e5240dd7711d18073df7a7d8e814ae5af028375a5c953946d8749c</image:loc>
      <image:title>Brent futures settled US$8.98, or 8.7 per cent lower, at US$94.62 a barrel on Wednesday.</image:title>
      <image:caption>Brent futures settled US$8.98, or 8.7 per cent lower, at US$94.62 a barrel on Wednesday.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/capital-markets-currencies/european-shares-jump-over-1-after-democrats-sweep-us-congress-novo-nordisk-surges</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-05T06:02:11+08:00</news:publication_date>
      <news:title>European shares jump over 1% after Democrats sweep US Congress, Novo Nordisk surges</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/f75950ca06c034ebfe74e6c3ae184fd425cb257390b26184c60177b1b3633e77</image:loc>
      <image:title>The Stoxx 600 index ended 1.82 per cent higher at 657.40 points on Wednesday, its highest since Aug 26.</image:title>
      <image:caption>The Stoxx 600 index ended 1.82 per cent higher at 657.40 points on Wednesday, its highest since Aug 26.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/capital-markets-currencies/us-stocks-wall-street-ends-higher-after-democrats-win-congress-data-centre-stocks-tumble</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-05T05:52:46+08:00</news:publication_date>
      <news:title>US stocks: Wall Street ends higher after Democrats win Congress; data centre stocks tumble</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/f1fa0543703c7c6d2ed5fdc6b1f03add93de3006ff5a8580cf95ee739446c385</image:loc>
      <image:title>The Dow Jones Industrial Average rose 1,569.40 points, or 3 per cent, to 53,356.12 on Wednesday.</image:title>
      <image:caption>The Dow Jones Industrial Average rose 1,569.40 points, or 3 per cent, to 53,356.12 on Wednesday.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/international/us-trade-deficit-narrows-slightly-september-imports-hit-record-high</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-05T00:29:44+08:00</news:publication_date>
      <news:title>US trade deficit narrows slightly in September; imports hit record high</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/459662565a2ac7d7d0d36bbf6e65ec6b9f56ea9e3e4fe9a04939fb43d4d2f60d</image:loc>
      <image:title>Shipping containers at the Port of Seattle. The US trade deficit narrowed slightly in September, though imports increased to a record high amid robust domestic demand.</image:title>
      <image:caption>Domestic demand is being fuelled by resilient consumer spending and an artificial intelligence spending spree by businesses. </image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/elon-musks-business-empire-tesla-spacex-and-all-braces-impact-after-us-midterms</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T23:16:12+08:00</news:publication_date>
      <news:title>Elon Musk’s business empire – Tesla, SpaceX and all – braces for impact after US midterms</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/0bd1a95a8875ab442c86bdee495ab5b7726db733655850752bfbae3bf9eb4315</image:loc>
      <image:title>Elon Musk, the billionaire CEO of SpaceX and Tesla. One of Musk’s biggest challenges after the US midterm elections could be slower approvals for data centres for his rocket-to-AI company SpaceX.</image:title>
      <image:caption>One of Elon Musk’s biggest challenges could be slower approvals for data centres for his rocket-to-AI company SpaceX.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/capital-markets-currencies/wall-street-opens-higher-democrats-win-congress-data-centre-stocks-slide</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T22:24:43+08:00</news:publication_date>
      <news:title>Wall Street opens higher as Democrats win Congress; data centre stocks slide</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/d683f3918c8e10de306f275c9f9cc8e1395c2fc7a78f83fe893751908ac3019c</image:loc>
      <image:title>The AI trade will be in focus after Democrats made gains in key data centre states including Texas and Georgia.</image:title>
      <image:caption>The AI trade will be in focus after Democrats made gains in key data centre states including Texas and Georgia.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/singapore/haze-law-overhaul-gives-it-more-teeth-firms-beyond-its-reach-remain-test?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T22:09:45+08:00</news:publication_date>
      <news:title>Haze law overhaul gives it more teeth, but firms beyond its reach remain the test</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/3d26232ca3834e6780020fefb125ea21c391f0cfac35c0f469c4611d0ac82b8b</image:loc>
      <image:title>The amendments to the law come after Singapore’s worst haze episode since 2015. The air quality was unhealthy from Sep 4.</image:title>
      <image:caption>The amendments to the law come after Singapore’s worst haze episode since 2015. The air quality was unhealthy from Sep 4.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/property/us-mortgage-rates-retreat-third-week-while-holding-above-7</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T21:40:40+08:00</news:publication_date>
      <news:title>US mortgage rates retreat for third week while holding above 7%</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/1ff438ffb0727846375c13235fe4f6f4acdbb41987e311ac07bca9d9b05d0ef4</image:loc>
      <image:title>The contract rate on a 30-year fixed mortgage declined 7 basis points to 7.3% in the week ended Oct 30, according to Mortgage Bankers Association.</image:title>
      <image:caption>The contract rate on a 30-year fixed mortgage declined 7 basis points to 7.3% in the week ended Oct 30, according to Mortgage Bankers Association.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/international/trump-plays-down-prospect-strikes-iran-after-republican-midterm-rout</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T21:30:35+08:00</news:publication_date>
      <news:title>Trump plays down prospect of strikes on Iran after Republican midterm rout</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/609535f206382153af1250b31f4c96eff372894fa212f3132ff28b0a961a7c9a</image:loc>
      <image:title>Trump said the Iran war was not a primary reason for the Republicans being routed, although polls consistently showed Americans are against the conflict.</image:title>
      <image:caption>Trump said the Iran war was not a primary reason for the Republicans being routed, although polls consistently showed Americans are against the conflict.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/international/ecb-rate-hike-looks-nearly-certain-after-inflation-rises-3-year-high</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T21:19:30+08:00</news:publication_date>
      <news:title>ECB rate hike looks nearly certain after inflation rises to 3-year high</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/1ffa5241ea4b8eb2155ee339bc5a0d9e7635fd8b3a80f34c479c3ca589e9aa95</image:loc>
      <image:title>An exterior view of the European Central Bank.</image:title>
      <image:caption>The ECB left rates unchanged last week, but a long list of policymakers have already signalled that another move in December is now likely.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/capital-markets-currencies/greenback-slips-democratic-victories-us-midterms-stoke-ai-jitters</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T21:08:48+08:00</news:publication_date>
      <news:title>Greenback slips as Democratic victories in US midterms stoke AI jitters</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/7e011a70f6ee29cc2843dc77e8566fd4b6cdd414206d5ef4b99979eed3e653fb</image:loc>
      <image:title>Democrat supporters in Detroit, Michigan. Democrats have captured majorities in both the Senate and the House in the US midterm elections, even prevailing in states that have long been conservative bastions.</image:title>
      <image:caption>Democrats have captured majorities in both the Senate and the House, even prevailing in states that have long been conservative bastions.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/international/global/how-markets-reacted-democrats-win-us-midterms-stocks-u-turn-gold-gains</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T20:01:20+08:00</news:publication_date>
      <news:title>How markets reacted to Democrats’ win in US midterms: Stocks U-turn, gold gains</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/aadeed2b203dcc997507d8c02c784cd808461ef67201b38c3b7d6666f4dec249</image:loc>
      <image:title>Equities reversed earlier losses, trading firmly in the green, while Treasuries rallied with gold.</image:title>
      <image:caption>Equities reversed earlier losses, trading firmly in the green, while Treasuries rallied with gold.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/centurion-accommodation-reits-9m-net-property-income-s117-7-million-beats-forecast-4-8?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T19:58:19+08:00</news:publication_date>
      <news:title>Centurion Accommodation Reit’s 9M net property income of S$117.7 million beats forecast by 4.8%</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/8edfd644324b102eccce18c9416dce1089c980a0224a26b8ae95eb9d875f3331</image:loc>
      <image:title>Westlite Ubi is among the assets in Centurion Accommodation Reit&apos;s portfolio.</image:title>
      <image:caption>Westlite Ubi is among the assets in Centurion Accommodation Reit&apos;s portfolio.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/koh-brothers-eco-engineering-plans-s27-6-million-rights-issue-parent-take-s15-1-million-share?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T19:31:16+08:00</news:publication_date>
      <news:title>Koh Brothers Eco Engineering plans S$27.6 million rights issue; parent to take up S$15.1 million share</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/87443d6a70ac03f9466b0e3be6798112071a47da7f518d8f9a688240da7f047d</image:loc>
      <image:title>KBEE will offer up to 563,644,184 new shares at S$0.049 each, on the basis of one rights share for every five existing shares held.</image:title>
      <image:caption>KBEE will offer up to 563,644,184 new shares at S$0.049 each, on the basis of one rights share for every five existing shares held.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/singapore/mainstream-car-coe-charges-new-record-outstrips-luxury-category-car-show-drives-demand?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T19:13:29+08:00</news:publication_date>
      <news:title>Mainstream car COE charges to new record, outstrips luxury category as car show drives demand</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/66da18ad3b349546b73be0a6f9dd0b88a75202867a67f748978217bdf570a89d</image:loc>
      <image:title>Vehicles including cars in Singapore. The mainstream Category A COE has risen to S$139,001, beating the previous record of S$$133,009 set in early September.</image:title>
      <image:caption>The mainstream Category A COE has risen to S$139,001, beating the previous record of S$133,009 set in early September.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/singapore-stocks-end-flat-democrats-win-us-midterm-elections?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T19:11:27+08:00</news:publication_date>
      <news:title>Singapore stocks end flat as Democrats win in US midterm elections</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/ee3b733ebf2af9f85fa358ca3cfbb887f940d3b6ab5defdceef6501da790b3fd</image:loc>
      <image:title>DFI Retail Group, the parent of Guardian, is up 6.2% at US$3.75, making it the STI’s biggest gainer on Nov 4.</image:title>
      <image:caption>DFI Retail Group, the parent of Guardian, is up 6.2% at US$3.75, making it the STI’s biggest gainer on Nov 4.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/international/trumps-midterm-rebuke-gives-trading-partners-room-resist</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T19:06:23+08:00</news:publication_date>
      <news:title>Trump’s midterm rebuke gives trading partners room to resist</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/8ad7144dab001eed83cf224789122fecda2fe554c80bc2a38d5f910a61b53107</image:loc>
      <image:title>Chinese President Xi Jinping will think of ways to exploit Trump’s weakened authority, said Saul Eslake, an economist at Corinna Economic Advisory in Australia.</image:title>
      <image:caption>Chinese President Xi Jinping will think of ways to exploit Trump’s weakened authority, said Saul Eslake, an economist at Corinna Economic Advisory in Australia.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/singapore/daily-debrief-what-happened-today-nov-42?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T18:45:00+08:00</news:publication_date>
      <news:title>Daily Debrief: What Happened Today (Nov 4)</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/91d54c85c0c013bfae3a0630ddde71bc06b5a763535e15d616113403c338b691</image:loc>
      <image:title>Democrat and pediatrician Annie Andrews triumphed in South Carolina, a state that US President Donald Trump carried by nearly 18 points in 2024.</image:title>
      <image:caption>Democrat and pediatrician Annie Andrews triumphed in South Carolina, a state that US President Donald Trump carried by nearly 18 points in 2024.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/property/indonesian-party-exclusive-due-diligence-buy-income-centre-over-s265-million?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T18:39:06+08:00</news:publication_date>
      <news:title>Indonesian party in exclusive due diligence to buy Income Centre for over S$265 million</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/5afebdd46434309e8b30b2a5bd9475b97e8d32c271152ced69854d029e15c835</image:loc>
      <image:title>Income Centre at 75 Bras Basah Road, Singapore. The eight-storey freehold office building is fully occupied by Income Insurance.</image:title>
      <image:caption>The eight-storey freehold office building is fully occupied by Income Insurance.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/singapore/interactive-month-smog?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T18:30:00+08:00</news:publication_date>
      <news:title>Interactive: A month in the smog</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/03bfba9ae34d9ec36671cfc1a4789b902f1130d36e7a4b0da7b16d04d3c58ddd</image:loc>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/international/asean/google-invest-us15-billion-malaysia-2027-and-2028-amid-data-centre-expansion</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T18:07:38+08:00</news:publication_date>
      <news:title>Google to invest US$15 billion in Malaysia in 2027 and 2028 amid data centre expansion</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/c64cb31a434b7cd693bdce3925cffb624597fa2033e6146687c1b3bbb393c75b</image:loc>
      <image:title>Spending will go towards data centre campuses, clean energy, bolstering water security and upskilling workers, Google said on Nov 4.</image:title>
      <image:caption>Spending will go towards data centre campuses, clean energy, bolstering water security and upskilling workers, Google said on Nov 4.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/opinion-features/markets-are-pushing-electrification-governments-must-push-harder</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T18:00:00+08:00</news:publication_date>
      <news:title>Markets are pushing electrification. Governments must push harder</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/e4b3d28ff8a5c9e51262a1219c3c8a3680becaf9f9e81589cb155e182b130f61</image:loc>
      <image:title>This year, 95 countries have introduced emergency price caps, subsidies or fuel-levy cuts to support consumers’ energy needs.</image:title>
      <image:caption>This year, 95 countries have introduced emergency price caps, subsidies or fuel-levy cuts to support consumers’ energy needs.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/capital-markets-currencies/dip-buyers-emerge-tech-stocks-traders-look-past-midterms-focus-fundamentals</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T17:37:08+08:00</news:publication_date>
      <news:title>Dip buyers emerge for tech stocks as traders look past midterms, focus on fundamentals</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/5a2153ead5a792a62f45be56805dcbc8aa3b408df16db0b68bb5ef9c0cd38ca6</image:loc>
      <image:title>While Democrats are known to be less enthusiastic about the AI build-out, effective changes in Washington that slow things down may not happen soon. </image:title>
      <image:caption>While Democrats are known to be less enthusiastic about the AI build-out, effective changes in Washington that slow things down may not happen soon. </image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/international/global/global-asset-managers-warn-geopolitical-and-ai-concentration-risk-need-new-approach-investing?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T17:20:47+08:00</news:publication_date>
      <news:title>Global asset managers warn geopolitical and AI concentration risk need a new approach to investing</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/f4003ce9fcfe4248cf39621dc6d00d0fb376f70e270629b86ee4dfc371ccb93f</image:loc>
      <image:title>Panellists at the investment summit in Hong Kong on Nov 4 were (from left) CEO of Hong Kong’s Securities and Futures Commission Julia Leung; CEO of Lazard Asset Management Chris Hogbin; CEO of Schroders Richard Oldfield; CEO of Allianz Global Investors Tobias Pross; and CEO of Robeco Karin van Baardwijk.</image:title>
      <image:caption>Panellists at the investment summit in Hong Kong on Nov 4 were (from left) CEO of Hong Kong’s Securities and Futures Commission Julia Leung; CEO of Lazard Asset Management Chris Hogbin; CEO of Schroders Richard Oldfield; CEO of Allianz Global Investors Tobias Pross; and CEO of Robeco Karin van Baardwijk.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/capital-markets-currencies/european-shares-rise-democrats-take-us-congress-novo-nordisk-surges</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T17:14:18+08:00</news:publication_date>
      <news:title>European shares rise as Democrats take US Congress, Novo Nordisk surges</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/27d2054581d9593998b7ef3735910c313ded6a30921e4e9f42e97a28d1949ebd</image:loc>
      <image:title>The pan-European Stoxx 600 index advanced nearly 1% by 0927 GMT. </image:title>
      <image:caption>The pan-European Stoxx 600 index advanced nearly 1% by 0927 GMT. </image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/property/dubai-property-developer-emaar-offers-buy-out-construction-arm-us16-3-billion-value</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T17:01:38+08:00</news:publication_date>
      <news:title>Dubai property developer Emaar offers to buy out construction arm at US$16.3 billion value</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/0ae6b49a259779fcfe9d956abba2b63f03b0deb8ec4c9312dff48189eb107b3a</image:loc>
      <image:title>The logo of Emaar is seen on its building in Dubai, United Arab Emirates.</image:title>
      <image:caption>Emaar Properties owns just over 79% of Emaar Development, and will have to pay about 12.6 billion dirhams for the remainder.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/international/asean/templeton-global-jardine-softbank-chiefs-set-speak-danantaras-investor-forum-bali?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T17:00:00+08:00</news:publication_date>
      <news:title>Templeton Global, Jardine, SoftBank chiefs set to speak at Danantara’s investor forum in Bali</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/b1153a3f619bbe75c1ae5a90019a80e56f882fa8ca54d4097b992e7646a4e946</image:loc>
      <image:title>image of pahala mansury</image:title>
      <image:caption>Pahala Mansury, managing director of global relations and communications at Danantara, says his recent trip to Singapore was to promote Danantara’s first flagship investor forum.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/google-extends-voluntary-buyout-offers-employees-several-countries-amid-heavy-ai-spending</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T16:56:05+08:00</news:publication_date>
      <news:title>Google extends voluntary buyout offers to employees in several countries amid heavy AI spending</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/e43b85b37e2243e0ff7409510c5ca40e3fbd309583b634b2226833096053564d</image:loc>
      <image:title>The move comes amid mounting AI spending that has unnerved Wall Street and dented Alphabet’s stock price. </image:title>
      <image:caption>The move comes amid mounting AI spending that has unnerved Wall Street and dented Alphabet’s stock price. </image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/singapore/cat-coe-hits-all-time-high-s139001-cat-b-inches-s132334?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T16:32:03+08:00</news:publication_date>
      <news:title>Cat A COE hits all-time high of S$139,001; Cat B inches up to S$132,334</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/4fce7c31c4e7b186b27cf96466b4341c404427759795e072944f13ca21166d06</image:loc>
      <image:title>Cars in a car park in Singapore. Category B COE premiums – used to register larger, more powerful cars and EVs – are up 0.3%.</image:title>
      <image:caption>Category B COE premiums – used to register larger, more powerful cars and EVs – are up 0.3%.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/estee-lauder-sees-sales-growth-through-2030-turnaround-plan-china-push</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T16:27:35+08:00</news:publication_date>
      <news:title>Estee Lauder sees sales growth through 2030 with turnaround plan, China push</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/9b1e2ee397c22d11635573a2bc4a0be448a98aca54fb5a1b54cff729025e8272</image:loc>
      <image:title>The China market generated US$3.1 billion in net sales during Estee Lauder’s most recent fiscal period and accounted for roughly 20% of total revenue. </image:title>
      <image:caption>The China market generated US$3.1 billion in net sales during Estee Lauder’s most recent fiscal period and accounted for roughly 20% of total revenue. </image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/hsbc-jpmorgan-mufg-socgen-stanchart-tie-boost-tokenised-financial-markets-infrastructure?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T16:16:09+08:00</news:publication_date>
      <news:title>HSBC, JPMorgan, MUFG, SocGen, StanChart tie up to boost tokenised financial markets infrastructure</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/c1547619429eccb3cfaddb59c1c2da56f8064671f82a1188f6beb8deb75e9fca</image:loc>
      <image:title>The Global Layer One Organisation aims to support the development and adoption of common standards and frameworks for tokenised financial markets.</image:title>
      <image:caption>The Global Layer One Organisation aims to support the development and adoption of common standards and frameworks for tokenised financial markets.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/lifestyle/neanderthals-used-wood-tools-housing-and-murder</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T16:12:26+08:00</news:publication_date>
      <news:title>Neanderthals used wood for tools, housing – and murder?</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/552583e3216ac8f90baff4793f740b20386add22ca414efa0a8164c8cc84fd33</image:loc>
      <image:title>The left scapula of a Neanderthal individual shows a circular hole. Bones from 75,000 years ago reveal what may be the earliest identifiable victim of death by wooden spear.</image:title>
      <image:caption>The left scapula of a Neanderthal individual shows a circular hole possibly caused by a sharpened wooden spear.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/banking-finance/hedge-funds-flag-growing-private-credit-risks-amid-rising-rates</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T16:03:52+08:00</news:publication_date>
      <news:title>Hedge funds flag growing private credit risks amid rising rates</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/31041a26d75135c230dc5a2e5a943e22a1a919d8b76c55ad764e6613a278fbe5</image:loc>
      <image:title>Private credit faces bigger problems than the public market due to higher interest rates, slowing business growth and debt coming due in 2027 and 2028.</image:title>
      <image:caption>Private credit faces bigger problems than the public market due to higher interest rates, slowing business growth and debt coming due in 2027 and 2028.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/lifestyle/young-money-and-domestic-pride-forces-reshaping-asias-art-market?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T16:00:00+08:00</news:publication_date>
      <news:title>Young money and domestic pride: The forces reshaping Asia’s art market</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/9872bc39dd007b293ef8d25cdc9700b16f7d653548fbaf4298238a6ebc4d8f17</image:loc>
      <image:title>From left: Jasmine Prasetio, Sotheby’s managing director for South-east Asia; art collector Audrey Koh; and moderator Helmi Yusof discuss generational shifts and cultural stewardship.</image:title>
      <image:caption>From left: Jasmine Prasetio, Sotheby’s managing director for South-east Asia; art collector Audrey Koh; and moderator Helmi Yusof discuss generational shifts and cultural stewardship.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/lifestyle/new-map-hospitality-asia?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T16:00:00+08:00</news:publication_date>
      <news:title>The new map of hospitality in Asia</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/604faadc800637a6118f6f9f72cae0d5bafaa4c581e254df25e69b9e51e7ea96</image:loc>
      <image:title>From left, the panellists Loh Lik Peng, Chan Soo Khian and Sashi Rajan, with moderator Claressa Monteiro at The BTLuxe Edit – Future:Legacy symposium.</image:title>
      <image:caption>From left, the panellists Loh Lik Peng, Chan Soo Khian and Sashi Rajan, with moderator Claressa Monteiro at The BTLuxe Edit – Future:Legacy symposium.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/opinion-features/digital-us-stocks-are-coming-be-worried</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T15:48:03+08:00</news:publication_date>
      <news:title>Digital US stocks are coming – be worried</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/d578bd9f29838bba73e47f7483115a99a9328866406ead807c3b966e8052bc6a</image:loc>
      <image:title>The US Securities and Exchange Commission headquarters in Washington. The SEC has ploughed ahead with efforts to promote tokenised securities, suspending many rules and investor protections.</image:title>
      <image:caption>The US Securities and Exchange Commission has ploughed ahead with efforts to promote tokenised securities, suspending many rules and investor protections.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/former-ceo-sgx-listed-gs-holdings-charged-over-false-trading?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T15:40:35+08:00</news:publication_date>
      <news:title>Former CEO of SGX-listed GS Holdings charged over false trading</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/52a919945de154307a678bbe22c1a4200826b63888a4b7a76d73dc966e34d0a0</image:loc>
      <image:title>The charges arose from a joint investigation by the Commercial Affairs Department and the Monetary Authority of Singapore.</image:title>
      <image:caption>The charges arose from a joint investigation by the Commercial Affairs Department and the Monetary Authority of Singapore.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/international/ai-data-centre-boom-set-upheaval-after-us-election-rout</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T15:25:29+08:00</news:publication_date>
      <news:title>AI data centre boom is set for upheaval after US election rout</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/a7cd0436adea01b2910df38b04f5c1fe1856ff581590b9c7e534ae7a856d7fd3</image:loc>
      <image:title>In the US, recent Democratic wins underscore the intensity of the growing voter backlash against data centres powering AI systems worldwide. </image:title>
      <image:caption>In the US, recent Democratic wins underscore the intensity of the growing voter backlash against data centres powering AI systems worldwide. </image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/international/global/us-midterms-what-investors-can-expect-after-democrats-shatter-republican-strongholds?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T15:12:01+08:00</news:publication_date>
      <news:title>US midterms: What investors can expect after Democrats shatter Republican strongholds</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/cd022265b0c46c5356273f5eacbd5c2d159a8178f5bb59b5c4af514c9dfe7839</image:loc>
      <image:title>Voters in a polling centre for the US midterm elections. Democrats have won control of both the House of Representatives and the Senate.</image:title>
      <image:caption>Democrats have won control of both the House of Representatives and the Senate.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/oracle-scraps-us7-billion-deal-lease-chips-tencent-under-trump-pressure-ft-reports</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T14:47:24+08:00</news:publication_date>
      <news:title>Oracle scraps US$7 billion deal to lease chips to Tencent under Trump pressure, FT reports</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/b02c53ef2f6c15e4c1a20c8f4abb43e1524890241b0f74ec3fb2781aecffff1a</image:loc>
      <image:title>An October report said the deal inked with Oracle would give Tencent access to some 100,000 advanced AI chips unavailable in China due to US curbs.</image:title>
      <image:caption>An October report said the deal inked with Oracle would give Tencent access to some 100,000 advanced AI chips unavailable in China due to US curbs.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/singapore/economy-policy/singapore-strengthens-transboundary-haze-law-expanded-investigative-powers-stiffer-penalties?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T14:43:20+08:00</news:publication_date>
      <news:title>Singapore strengthens transboundary haze law with expanded investigative powers, stiffer penalties</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/9e5ce2f97eff9d2a3b12f77d023ad4e4135446fdf0d7d8a67e204df542ec2a4e</image:loc>
      <image:title>Haze in Singapore. Singapore’s transboundary haze law has been given a boost, granting the government greater investigative powers and hiking up penalties for those found guilty.</image:title>
      <image:caption>The last two months have brought Singapore its worst air quality since 2015, with the 24-hour PSI reading crossing the “very unhealthy” range at one point.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/property/millionaire-magnet-cape-town-faces-short-supply-luxury-homes</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T14:28:26+08:00</news:publication_date>
      <news:title>Millionaire magnet Cape Town faces short supply of luxury homes</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/d07ac2ae02869598567994cdd273a61927797c597bc4669d3570d03a54af7cf9</image:loc>
      <image:title>The population of Cape Town, an employment hub that draws migrants, has risen almost 80% since the turn of the millennium, intensifying pressure on housing resources.</image:title>
      <image:caption>The population of Cape Town, an employment hub that draws migrants, has risen almost 80% since the turn of the millennium, intensifying pressure on housing resources.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/lifestyle/flower-made-hearts-wins-south-east-asias-top-uob-painting-prize?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T14:15:00+08:00</news:publication_date>
      <news:title>A flower made of hearts wins South-east Asia’s top UOB painting prize</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/61c74ad76bff29dae376bb942f7f6349c9787b2270cf7c59db2331ce69bf7d80</image:loc>
      <image:title>UOB Painting of the Year 2026 top prize winner Tang Kok Soo (centre), with President Tharman Shanmugaratnam (left) and UOB CEO Wee Ee Cheong.</image:title>
      <image:caption>UOB Painting of the Year 2026 top prize winner Tang Kok Soo (centre), with President Tharman Shanmugaratnam (left) and UOB CEO Wee Ee Cheong.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/opinion-features/columns/us-2026-midterms-came-down-money?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T14:02:32+08:00</news:publication_date>
      <news:title>The US 2026 midterms came down to money</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/0a6146ed6e3f1c52f8530f5ce045400af24c48f0c4e26ca45eca70436211d20f</image:loc>
      <image:title>The new Democratic majority will be able to rein in President Donald Trump’s agenda, among them the power of the purse and Congress’ constitutional authority over tariffs.</image:title>
      <image:caption>The new Democratic majority will be able to rein in President Donald Trump’s agenda, among them the power of the purse and Congress’ constitutional authority over tariffs.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/international/treasuries-rise-democrat-win-traders-await-refunding-plan</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T13:58:24+08:00</news:publication_date>
      <news:title>Treasuries rise on Democrat win as traders await refunding plan</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/24c33b4117d840bd4d0c4df6cdc5c2d05180cab5b1e54f662b1414aa5f92f456</image:loc>
      <image:title>This reverses the previous day’s losses, when Treasury yields climbed after a better-than-expected US jobs report bolstered the case for more Fed rate hikes. </image:title>
      <image:caption>This reverses the previous day’s losses, when Treasury yields climbed after a better-than-expected US jobs report bolstered the case for more Fed rate hikes. </image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/singapore/small-fraction-residential-rent-disputes-involve-corporate-tenants-current-laws-protect-landlords?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T12:45:06+08:00</news:publication_date>
      <news:title>Small fraction of residential rent disputes involve corporate tenants; current laws protect landlords: Murali</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/cd9600b5923abd020b45bf6118effd9bb2f33ec67272f5ac8129b2a2f5cf9f2e</image:loc>
      <image:title>The Small Claims Tribunal can order payment of rental arrears and delivery of vacant possession, if the claim is within the small claims limit.</image:title>
      <image:caption>The Small Claims Tribunal can order payment of rental arrears and delivery of vacant possession, if the claim is within the small claims limit.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/singapore/work-permit-holders-increase-10900-s-pass-ep-holders-decline-900-each-q2-jasmin-lau?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T12:44:59+08:00</news:publication_date>
      <news:title>Work Permit holders increase by 10,900, but S Pass, EP holders decline by 900 each in Q2: Jasmin Lau</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/a87e14833be2634c879f7ee7a3ecca5bb03aaa6ca6b3b27ab52ead3315a40fb7</image:loc>
      <image:title>S Pass and EP declines were concentrated in professional services, financial services, and information and communications in Q2.</image:title>
      <image:caption>S Pass and EP declines were concentrated in professional services, financial services, and information and communications in Q2.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/capital-markets-currencies/stocks-wilt-dollar-slides-early-midterm-results-point-blue-sweep</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T12:19:05+08:00</news:publication_date>
      <news:title>Stocks wilt, dollar slides as early midterm results point to blue sweep</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/8e5e5e07b5e480f8c372c734f2c138369dd70826a47ca6946f93245aef5c8caa</image:loc>
      <image:title>Futures for the S&amp;P 500 slid 1.2 per cent while Nasdaq futures fell more than 2 per cent.</image:title>
      <image:caption>Futures for the S&amp;P 500 slid 1.2 per cent while Nasdaq futures fell more than 2 per cent.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/singapore/smes/cooler-servers-cheaper-batteries-automated-sandblasting-how-singapore-firms-put-rie-support-work?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T12:00:00+08:00</news:publication_date>
      <news:title>Cooler servers, cheaper batteries, automated sandblasting: How Singapore firms put RIE support to work</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/5f9b5858cfea52b52355ecd18c404228e6a4e0634626391adc96a5326add4526</image:loc>
      <image:title>Clockwise from top left: Abrasive Engineering’s executive chairman Tan Ser Hean; VFT CEO Vidal Bharath; and Hyprcool founder Greg Ong.</image:title>
      <image:caption>Clockwise from top left: Abrasive Engineering’s executive chairman Tan Ser Hean; VFT CEO Vidal Bharath; and Hyprcool founder Greg Ong.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/opinion-features/taylor-swift-has-over-300-trademark-filings-why-do-most-smes-have-none</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T11:59:08+08:00</news:publication_date>
      <news:title>Taylor Swift has over 300 trademark filings. Why do most SMEs have none?</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/6771318264ea2a0247d53a322f836d029269647c9ee92e1cc053bf27a6385310</image:loc>
      <image:title>In April, Taylor Swift made headlines for trademarking her voice and image as protection against AI misuse.</image:title>
      <image:caption>In April, Taylor Swift made headlines for trademarking her voice and image as protection against AI misuse.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/international/global/investors-poised-us-gridlock-democrats-projected-win-control-house</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T11:35:22+08:00</news:publication_date>
      <news:title>Investors poised for US gridlock as Democrats projected to win control of House</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/f58de103fc3911486c79035a3955cf4f59e118b6ec7752bc8e307a848aa15609</image:loc>
      <image:title>Democratic candidate for US House of Representatives Rebecca Bennett reacts after winning in New Jersey.</image:title>
      <image:caption>Democratic candidate for US House of Representatives Rebecca Bennett reacts after winning in New Jersey.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/banking-finance/bitcoin-slips-democratic-sweep-bets-threaten-crypto-agenda</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T11:15:05+08:00</news:publication_date>
      <news:title>Bitcoin slips as Democratic sweep bets threaten crypto agenda</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/c509f9f399712148a3aedc42bba074cd5991e98a7cbcd1d821bff582b0ca2b4d</image:loc>
      <image:title>Bitcoin slipped as much as 1.6 per cent in Asia on Wednesday.</image:title>
      <image:caption>Bitcoin slipped as much as 1.6 per cent in Asia on Wednesday.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/cse-global-shares-7-after-q3-new-orders-nearly-treble-s434-9-million?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T11:04:41+08:00</news:publication_date>
      <news:title>CSE Global shares up 7% after Q3 new orders nearly treble to S$434.9 million</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/bdce7c1de4575680e9f466be7b884897a9323cfe83a1e714f86cb637debe0ae4</image:loc>
      <image:title>CSE Global’s growth outlook has been supported by a commercial agreement with Amazon announced at the end of FY2025.</image:title>
      <image:caption>CSE Global’s growth outlook has been supported by a commercial agreement with Amazon announced at the end of FY2025.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/international/asean/thailands-growth-forecasts-raised-factory-data-revamp</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T10:46:30+08:00</news:publication_date>
      <news:title>Thailand’s growth forecasts raised on factory data revamp</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/8e5d938001036929bfcc16642c806502a4c4faa00a52496c273fc1b3f0a77535</image:loc>
      <image:title>Thailand’s first-half GDP growth could be revised to 2.9 per cent from 2.4 per cent, Goldman Sachs estimate.</image:title>
      <image:caption>Thailand’s first-half GDP growth could be revised to 2.9 per cent from 2.4 per cent, Goldman Sachs estimate.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/telcos-media-tech/canva-announces-layoffs-job-changes-about-22-workforce</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T10:32:39+08:00</news:publication_date>
      <news:title>Canva announces layoffs, job changes for about 22% of workforce</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/f2a2f075153b0f5655cb67288fd5ba9469244dead7fbe1985ae1666b0e38c27b</image:loc>
      <image:title>The sweeping changes at Canva mirror the broader upheaval across the software industry.</image:title>
      <image:caption>The sweeping changes at Canva mirror the broader upheaval across the software industry.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/telcos-media-tech/meta-raises-us15-billion-five-part-us-bond-sale-fund-ai-expansion</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T09:50:02+08:00</news:publication_date>
      <news:title>Meta raises US$15 billion in five-part US bond sale to fund AI expansion</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/f6625b6a8ca8bb7b81b7d6c90f740847686730b61c1fc7483efb3e107b65c3c8</image:loc>
      <image:title>Meta’s offering adds to a wave of AI-related fundraising as companies seek capital for data centres, computing capacity and cloud expansion.</image:title>
      <image:caption>Meta’s offering adds to a wave of AI-related fundraising as companies seek capital for data centres, computing capacity and cloud expansion.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/telcos-media-tech/hong-kong-deal-boom-slows-most-ipos-abandoned-2008</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T09:22:37+08:00</news:publication_date>
      <news:title>Hong Kong deal boom slows with most IPOs abandoned since 2008</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/c96c0d4bf46dc9d2fd3b7e4ecdf8f6f4bc3d67e8fc5b29599de345210c86579e</image:loc>
      <image:title>Dealmaking has slowed in the past three months as investors became more cautious.</image:title>
      <image:caption>Dealmaking has slowed in the past three months as investors became more cautious.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/uob-shares-fall-5-after-q3-earnings-miss-forecast?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T09:19:59+08:00</news:publication_date>
      <news:title>UOB shares fall 5% after Q3 earnings miss forecast</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/2312ede0866f1c39520480ff49c6fb6f00d8c005bd79fefe6a82efa6c604f742</image:loc>
      <image:title>UOB branch in Ang Mo Kio, Singapore.</image:title>
      <image:caption>UOB’s 182.2% rise in net profit in Q3 came off a low base of S$443 million in the year-ago period.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/metasurface-shares-inch-close-s0-56-sgx-catalist-debut?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T09:16:17+08:00</news:publication_date>
      <news:title>Metasurface shares inch up to close at S$0.56 on SGX Catalist debut</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/a250ebbfa3d4b2444d857057701ac8493b7682f543bcaa8b4eed2277903826e7</image:loc>
      <image:title>Founder and CEO Chua Chwee Lee leads Metasurface, which operates production facilities in Singapore and Johor, Malaysia.</image:title>
      <image:caption>Founder and CEO Chua Chwee Lee leads Metasurface, which operates production facilities in Singapore and Johor, Malaysia.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/stocks-watch-uob-sgx-cli-sia-engineering-cse-must-ix-biopharma?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T08:53:50+08:00</news:publication_date>
      <news:title>Stocks to watch: UOB, SGX, CLI, SIA Engineering, CSE, MUST, iX Biopharma</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/2c8a0f67174420f4a217150372faa980d4ae34528801182cdd4594ea23b396e0</image:loc>
      <image:title>UOB on Wednesday announced a 182.2% rise in net profit for Q3 ended Sep 30, 2026, to S$1.25 billion, from S$443 million the year before.</image:title>
      <image:caption>UOB on Wednesday announced a 182.2% rise in net profit for Q3 ended Sep 30, 2026, to S$1.25 billion, from S$443 million the year before.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/energy-commodities/gold-declines-traders-weigh-us-iran-diplomacy-prospects</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T08:48:20+08:00</news:publication_date>
      <news:title>Gold declines as traders weigh US-Iran diplomacy prospects</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/b2b3567cc25faa5ecf4fa63d99c271e83b3994ba52dcefcc2cfcc5da53d0e9fe</image:loc>
      <image:title>Bullion fell 0.5 per cent in afternoon trading in New York after earlier climbing as much as 0.6 per cent.</image:title>
      <image:caption>Bullion fell 0.5 per cent in afternoon trading in New York after earlier climbing as much as 0.6 per cent.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/manulife-us-reit-prioritises-debt-extensions-seeks-lender-waivers-exit-restructuring?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T08:26:22+08:00</news:publication_date>
      <news:title>Manulife US Reit prioritises debt extensions, seeks lender waivers to exit restructuring</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/5613d24b792f43e0dd730612c41ed4de2997b4078e1a73b4a5f993b1c5657f6b</image:loc>
      <image:title>Manulife US Reit’s Centerpointe asset is a two-tower, 11-storey office property in Fairfax, Virginia, US.</image:title>
      <image:caption>An office property in MUST’s portfolio. The Reit has halted distributions since 2023 under its recapitalisation plan and master restructuring agreement.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/telcos-media-tech/block-raises-full-year-profit-outlook-cash-app-drives-q3-growth</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T08:13:46+08:00</news:publication_date>
      <news:title>Block raises full-year profit outlook as Cash App drives Q3 growth</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/164ad9f649a4b63f80987af3280061cd91497898c13395bafd4af2a2352ae854</image:loc>
      <image:title>Block expects gross profit of US$12.63 billion for 2026, representing 22 per cent growth, compared with its prior forecast of US$12.51 billion.</image:title>
      <image:caption>Block expects gross profit of US$12.63 billion for 2026, representing 22 per cent growth, compared with its prior forecast of US$12.51 billion.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/property/capitaland-investment-9m-revenue-dips-3-s1-5-billion-despite-growth-fee-related-business?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T08:06:28+08:00</news:publication_date>
      <news:title>CapitaLand Investment 9M revenue dips 3% to S$1.5 billion despite growth in fee-related business</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/85057965cd38d10c327faa2501231fbaf038077041c4dfcaeab8ac5ebee4d31a</image:loc>
      <image:title>CapitaLand Investment says it will continue to advance the monetisation of assets held by China AssetCo through capital-recycling platforms.</image:title>
      <image:caption>CapitaLand Investment says it will continue to advance the monetisation of assets held by China AssetCo through capital-recycling platforms.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/banking-finance/binance-says-hackers-plotted-us6-3-billion-heist-months</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T08:03:43+08:00</news:publication_date>
      <news:title>Binance says hackers plotted US$6.3 billion heist for months</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/48a13b43e43cf89ad30be32bc1ec5caabd8cf1750d0bd53382c135ee59ad82c5</image:loc>
      <image:title>Binance says it has rebuilt the hacked systems, replaced compromised computers and would bring in outside security firms to review the attack.</image:title>
      <image:caption>Binance says it has rebuilt the hacked systems, replaced compromised computers and would bring in outside security firms to review the attack.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/uob-cuts-2026-margin-guidance-funding-costs-rise-q3-profit-rebounds-s1-25-billion?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T07:21:31+08:00</news:publication_date>
      <news:title>UOB cuts 2026 margin guidance as funding costs rise; Q3 profit rebounds to S$1.25 billion</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/2c8a0f67174420f4a217150372faa980d4ae34528801182cdd4594ea23b396e0</image:loc>
      <image:title>UOB’s net fee income for the quarter rose 19% on the year to S$733 million, as wealth-management fees hit a record S$258 million. </image:title>
      <image:caption>UOB’s net fee income for the quarter rose 19% on the year to S$733 million, as wealth-management fees hit a record S$258 million. </image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/opinion-features/singapore-fixing-its-market-companies-still-have-fix-their-story</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T07:15:00+08:00</news:publication_date>
      <news:title>Singapore is fixing its market. Companies still have to fix their story</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/de5515e91293ec27270fac7444f64a966a73c283b5680094107f6d0924980d99</image:loc>
      <image:title>Singapore has done a great deal to make its market worth watching again. The rest is up to the companies.</image:title>
      <image:caption>Singapore has done a great deal to make its market worth watching again. The rest is up to the companies.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/international/global/us-midterms-democrats-capture-congress-sweeping-setback-trump</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T07:01:10+08:00</news:publication_date>
      <news:title>US midterms: Democrats capture Congress in sweeping setback for Trump</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/91d54c85c0c013bfae3a0630ddde71bc06b5a763535e15d616113403c338b691</image:loc>
      <image:title>Democrat and pediatrician Annie Andrews triumphed in South Carolina, a state that President Trump carried by nearly 18 points in 2024.</image:title>
      <image:caption>Democrat and pediatrician Annie Andrews triumphed in South Carolina, a state that President Trump carried by nearly 18 points in 2024.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/property/hong-kongs-link-reit-talks-acquire-around-50-stake-income-insurances-eastpoint-mall?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T07:00:00+08:00</news:publication_date>
      <news:title>Hong Kong’s Link Reit in talks to acquire around 50% stake in Income Insurance’s Eastpoint Mall</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/f460aa81d9e1701db1520997dffdc2adc469b959a11a1b714b65f8e39525681f</image:loc>
      <image:title>Eastpoint Mall in Simei, a six-storey shopping centre with one basement level, is managed by Frasers Property.</image:title>
      <image:caption>Eastpoint Mall in Simei, a six-storey shopping centre with one basement level, is managed by Frasers Property.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/opinion-features/what-businesses-dont-count-could-cost-them-profits</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T07:00:00+08:00</news:publication_date>
      <news:title>What businesses don’t count could cost them profits</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/84e43adc782bed7737b0fa96648b80585927b37f79f6359cb7c160b5ddb67dea</image:loc>
      <image:title>At one Collyer Quay restaurant, business reportedly fell by 70% amid the haze that affected Singapore in October.</image:title>
      <image:caption>At one Collyer Quay restaurant, business reportedly fell by 70% amid the haze that affected Singapore in October.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/international/asean/boustead-projects-eyes-larger-overseas-revenue-share-malaysia-vietnam-expansion?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T07:00:00+08:00</news:publication_date>
      <news:title>Boustead Projects eyes larger overseas revenue share with Malaysia, Vietnam expansion</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/3166ca58a9bc5859a93acd2062fa3d8629e7e1c213a62af72069d9ab7db7caf7</image:loc>
      <image:title>Thomas Chu (left), managing director of engineering and construction, and Steven Koh, senior director (engineering) at Boustead Projects.</image:title>
      <image:caption>Thomas Chu (left), managing director of engineering and construction, and Steven Koh, senior director (engineering) at Boustead Projects.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/opinion-features/time-end-energy-dependence-middle-east?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T07:00:00+08:00</news:publication_date>
      <news:title>Time to end energy dependence on the Middle East</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/d7b75c4b10c2eb1b7c28db42b32345fb9a696475b7c0e593b7f094f28a2215c4</image:loc>
      <image:title>After the outbreak of the Iran war, Very Large Crude Carrier rates from the Gulf to China jumped to roughly 10 times the norm.</image:title>
      <image:caption>After the outbreak of the Iran war, Very Large Crude Carrier rates from the Gulf to China jumped to roughly 10 times the norm.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/transport-logistics/bmw-cuts-automotive-outlook-second-time-restructuring-deepens</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T06:34:56+08:00</news:publication_date>
      <news:title>BMW cuts automotive outlook for second time as restructuring deepens</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/bdb5178cb26cf0d0d7dbc2a031a66f9685783f87d8addad7e2f803a975b94986</image:loc>
      <image:title>BMW recently unveiled plans to restore investor confidence.</image:title>
      <image:caption>BMW recently unveiled plans to restore investor confidence.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/telcos-media-tech/amd-forecasts-quarterly-revenue-above-estimates-data-centre-growth-accelerates</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T06:23:59+08:00</news:publication_date>
      <news:title>AMD forecasts quarterly revenue above estimates as data-centre growth accelerates</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/2ff9ee62b3506cd03108d64a2a791b8fe84168cc5464d07bed55f746e671735e</image:loc>
      <image:title>AMD expects fourth-quarter revenue of about US$17 billion, plus or minus 3 per cent.</image:title>
      <image:caption>AMD expects fourth-quarter revenue of about US$17 billion, plus or minus 3 per cent.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/energy-commodities/oil-prices-ease-settle-near-4-week-low-hopes-peace-talks-will-end-wars</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T06:10:38+08:00</news:publication_date>
      <news:title>Oil prices ease to settle near 4-week low on hopes peace talks will end wars</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/2318e27e7f915ed183b96c8f12debec0c72826741ded412c6c622d4cafbcc3c6</image:loc>
      <image:title>Brent futures fell US$1.17, or 1 per cent, to settle at US$103.60 a barrel, their lowest close since Oct 7.</image:title>
      <image:caption>Brent futures fell US$1.17, or 1 per cent, to settle at US$103.60 a barrel, their lowest close since Oct 7.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/capital-markets-currencies/european-stocks-slip-middle-east-uncertainty-makes-caution</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T05:58:18+08:00</news:publication_date>
      <news:title>European stocks slip as Middle East uncertainty makes for caution</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/f75950ca06c034ebfe74e6c3ae184fd425cb257390b26184c60177b1b3633e77</image:loc>
      <image:title>The Stoxx 600 index closed 0.58 per cent lower at 645.66 points on Tuesday.</image:title>
      <image:caption>The Stoxx 600 index closed 0.58 per cent lower at 645.66 points on Tuesday.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/capital-markets-currencies/us-stocks-nasdaq-ends-higher-ai-heavyweights-rebound-ahead-midterm-results</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T05:48:20+08:00</news:publication_date>
      <news:title>US stocks: Nasdaq ends higher as AI heavyweights rebound ahead of midterm results</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/dd7b158e98c61439464d4323278ef0def0add0e83ca338d2464092ed6ff754fb</image:loc>
      <image:title>The Nasdaq gained 0.83 per cent to 25,372.01 points on Tuesday.</image:title>
      <image:caption>The Nasdaq gained 0.83 per cent to 25,372.01 points on Tuesday.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/capital-markets-currencies/sp-500-nasdaq-open-higher-oil-prices-extend-declines-midterms-tap</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T22:27:18+08:00</news:publication_date>
      <news:title>S&amp;P 500, Nasdaq open higher as oil prices extend declines, midterms on tap</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/7a3ace50755a0e036e3715152119fe7cbcd0bb4ca4c4dd660c0782f7ff42a1be</image:loc>
      <image:title>The tech-heavy Nasdaq 100 has entered a correction as investors grow wary of Big Tech’s soaring AI spending and little evidence of adequate returns.</image:title>
      <image:caption>The tech-heavy Nasdaq 100 has entered a correction as investors grow wary of Big Tech’s soaring AI spending and little evidence of adequate returns.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/capital-markets-currencies/europe-stocks-slip-ai-concerns-escalating-iran-tensions</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T21:52:55+08:00</news:publication_date>
      <news:title>Europe stocks slip on AI concerns, escalating Iran tensions</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/27d2054581d9593998b7ef3735910c313ded6a30921e4e9f42e97a28d1949ebd</image:loc>
      <image:title>The pan-European Stoxx 600 index fell 0.4% to 647.13 points by 0955 GMT.</image:title>
      <image:caption>The pan-European Stoxx 600 index fell 0.4% to 647.13 points by 0955 GMT.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/capital-markets-currencies/us-dollar-drifts-middle-east-midterm-risks-aussie-and-yuan-dip</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T21:41:21+08:00</news:publication_date>
      <news:title>US dollar drifts on Middle East, midterm risks; Aussie and yuan dip</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/960dc3cfc9d6f21d0fc6aaf7077f187417fd247c65fca0e3f03a8b825da850f9</image:loc>
      <image:title>Voters cast their ballots at a polling location inside the Horatio Williams Foundation in Detroit, Michigan, US.</image:title>
      <image:caption>Polls and non-partisan analysts suggest Democrats could retake the House of Representatives in the US midterms elections.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/thomson-reuters-posts-higher-q3-revenue-lifts-2026-forecast</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T21:39:28+08:00</news:publication_date>
      <news:title>Thomson Reuters posts higher Q3 revenue, lifts 2026 forecast</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/3e219dc8c6ab72afa37fe507cbc2e53205ce378f8cc248e9bf9e8ac5ac0fd168</image:loc>
      <image:title>Thomson Reuters excluded financials from its global print division in its results, after completing the sale of a majority stake in the business during the quarter.</image:title>
      <image:caption>Thomson Reuters excluded financials from its global print division in its results, after completing the sale of a majority stake in the business during the quarter.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/binance-loses-market-share-crypto-exchange-rivals-after-hack</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T21:27:39+08:00</news:publication_date>
      <news:title>Binance loses market share to crypto exchange rivals after hack</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/8d3bb2bdea4d501c1e6c7ad5c27c62646076b1a8e6cb06e97486ccbb4793e191</image:loc>
      <image:title>Over the past seven days, Binance accounted for about 42% of the spot trading volume on the market’s top-10 platforms, down from around 48% prior to the hack.</image:title>
      <image:caption>Over the past seven days, Binance accounted for about 42% of the spot trading volume on the market’s top-10 platforms, down from around 48% prior to the hack.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/46000-sia-booking-records-accessed-illegally-data-breach-affecting-software-provider-amadeus?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T21:26:03+08:00</news:publication_date>
      <news:title>46,000 SIA booking records accessed illegally in data breach affecting software provider Amadeus</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/4c70c0b497e50271508744bed1872731a43b492511333710f434cd732c561575</image:loc>
      <image:title>A Singapore Airlines plane in the air. About 46,000 SIA booking records have been affected in a data breach at the carrier’s reservation-technology provider, Amadeus.</image:title>
      <image:caption>SIA says that it is directly contacting affected customers with upcoming travel to change their booking reference numbers.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/opinion-features/ultragreen-ai-shares-look-very-depressed-its-hard-know-whether-theyve-hit-rock-bottom?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T20:33:28+08:00</news:publication_date>
      <news:title>UltraGreen.ai shares look very depressed, but it’s hard to know whether they’ve hit rock bottom</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/7e143089776c5ddad68934b8bcc19a2b1e2ad188eaa84404708daacc66d14e4c</image:loc>
      <image:title>Verdye, an indocyanine green product by UltraGreen.ai. Amid growing competition, UltraGreen.ai has relaunched its own generic ICG product to preserve its market share.</image:title>
      <image:caption>Amid growing competition, UltraGreen.ai has relaunched its own generic indocyanine green product to preserve its market share.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/international/asean/vietnams-domestic-chip-push-gains-ground-viettel-fpt-unveil-new-capabilities?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T19:50:48+08:00</news:publication_date>
      <news:title>Vietnam’s domestic chip push gains ground as Viettel, FPT unveil new capabilities</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/2c8b062e054047ca9e5d64017654dbdf030ff20861209490aab7caa49a1ec6fa</image:loc>
      <image:title>Viettel’s security chip, VGC v1.0, allows sensitive data to be encrypted and decrypted without relying solely on software.</image:title>
      <image:caption>Viettel’s security chip, VGC v1.0, allows sensitive data to be encrypted and decrypted without relying solely on software.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/resorts-world-sentosa-honeywell-launch-ai-powered-district-cooling-initiatives?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T19:40:05+08:00</news:publication_date>
      <news:title>Resorts World Sentosa, Honeywell launch AI-powered district cooling initiatives</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/79cc9ee164dade1e2eafdcac25aad7f76076d0d5665a26d8c1c6f9960e94a8a2</image:loc>
      <image:title>Resorts World Sentosa. The Singapore integrated resort is deploying predictive optimisation technologies in a “co-innovation initiative” with technology company Honeywell.</image:title>
      <image:caption>Resorts World Sentosa is deploying predictive optimisation technologies in a “co-innovation initiative” with Honeywell.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/sia-engineering-h1-profit-falls-1-7-s81-9-million?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T19:34:34+08:00</news:publication_date>
      <news:title>SIA Engineering H1 profit falls 1.7% to S$81.9 million</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/b0ce92a122ef46b9b7b76c959fb1e5e15308e62549113915fac6e4a7254cf82a</image:loc>
      <image:title>A facility of SIA Engineering Company in Singapore.</image:title>
      <image:caption>SIAEC’s profit decline comes on the back of a 9.7% drop in revenue.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/chatgpt-creator-openai-loses-bid-block-singapore-startups-gemgpt-trademark?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T18:57:05+08:00</news:publication_date>
      <news:title>ChatGPT creator OpenAI loses bid to block Singapore startup’s GemGPT trademark</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/c61733f693dd9718881f8c846485f87072801141d710cacdd071fc399ce9b8dd</image:loc>
      <image:title>GPT stands for “Generative Pre-trained Transformer”, a term referring to a type of AI model. Porolis said it chose “GPT” to describe its use of generative AI models.</image:title>
      <image:caption>GPT stands for “Generative Pre-trained Transformer”, a term referring to a type of AI model. Porolis said it chose “GPT” to describe its use of generative AI models.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/liquidity-key-ai-concentration-makes-diversification-more-challenging-says-gic-ceo?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T18:49:21+08:00</news:publication_date>
      <news:title>Liquidity key as AI concentration makes diversification more challenging, says GIC CEO</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/123b6c2eb48db9ab4b045d5010a3f2f6e1ab80c5600f5c4b82656b95ed1191fb</image:loc>
      <image:title>GIC is committed to making sure Singapore’s reserves keep growing while ensuring that funds are available when the country needs them.</image:title>
      <image:caption>GIC is committed to making sure Singapore’s reserves keep growing while ensuring that funds are available when the country needs them.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/singapore/daily-debrief-what-happened-today-nov-31?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T18:45:00+08:00</news:publication_date>
      <news:title>Daily Debrief: What Happened Today (Nov 3)</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/ad91b730f61507c7291431626b48abce0e575091303a13bdeb48f276e9226b3d</image:loc>
      <image:title>SGX RegCo will take over prospectus review functions for mainboard and Global Listing Board listing applications.</image:title>
      <image:caption>SGX RegCo will take over prospectus review functions for mainboard and Global Listing Board listing applications.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/singapore-stocks-extend-decline-sti-down-0-7?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T18:41:08+08:00</news:publication_date>
      <news:title>Singapore stocks extend decline; STI down 0.7%</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/d79a2bafa305169ec1eec0a2b7663599dcdd332bd035e5f35cd5d069e2f0e730</image:loc>
      <image:title>Sats is the worst performer among STI constituents, falling 3.3% or S$0.12 to S$3.54.</image:title>
      <image:caption>Sats is the worst performer among STI constituents, falling 3.3% or S$0.12 to S$3.54.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/mas-future-finance-institute-starts-operations-ai-focus-names-interim-ceo?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T18:35:14+08:00</news:publication_date>
      <news:title>MAS’ Future of Finance Institute starts operations with AI focus; names interim CEO</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/930de98d0cdd789ac93a2e709a9c9588a409378c56c774fc4ce41b49f15d9c2c</image:loc>
      <image:title>MAS says FFI will unite financial institutions in the sharing of practical ideas in implementing AI, develop good practices for deploying agentic AI, and beef up risk management in the use of AI.</image:title>
      <image:caption>MAS says FFI will unite financial institutions in the sharing of practical ideas in implementing AI, develop good practices for deploying agentic AI, and beef up risk management in the use of AI.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/international/asean/sijori-triangle-could-drive-aseans-next-wave-growth-danantara-executive?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T18:08:23+08:00</news:publication_date>
      <news:title>Sijori triangle could drive Asean’s next wave of growth: Danantara executive</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/410b2e94ab077098af385e137ebcc3224a9e8d021c33c425eb4520457b120d8b</image:loc>
      <image:title>Photo of Danantara’s Pahala Mansury and SIIA’s Simon Tay</image:title>
      <image:caption>Pahala Mansury (left), managing director for global relations and communications at Danantara, with Simon Tay, chairman of the Singapore Institute of International Affairs, at the 3rd Singapore Green Dialogue.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/international/hong-kong-q3-gdp-expands-5-2-year-year-exports-domestic-demand-outlook-positive</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T18:07:49+08:00</news:publication_date>
      <news:title>Hong Kong Q3 GDP expands 5.2% year on year on exports, domestic demand; outlook positive</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/f7dfe18a8b710abd1e82841d49f37e22c8d520e8514bab97781431fcfc8e7cc4</image:loc>
      <image:title>This compared to a mean forecast of 3.6% year-on-year growth by 10 economists in a Reuters poll and 4.2% growth in Q2 2026.</image:title>
      <image:caption>This compared to a mean forecast of 3.6% year-on-year growth by 10 economists in a Reuters poll and 4.2% growth in Q2 2026.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/international/asean/indonesia-aims-issue-rules-commodity-exchange-end-november</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T17:38:32+08:00</news:publication_date>
      <news:title>Indonesia aims to issue rules on commodity exchange by end-November</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/b11d65b6d9ce2ff08f393498bf239294639c8faabf8d408233d6896e49874477</image:loc>
      <image:title>Trading on the exchange is expected to start Jan 4, 2027.</image:title>
      <image:caption>Trading on the exchange is expected to start Jan 4, 2027.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/singapore-speeds-ipo-process-sgx-regco-taking-over-listing-review?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T17:30:16+08:00</news:publication_date>
      <news:title>Singapore speeds up IPO process with SGX RegCo taking over listing review</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/6f3e2e44f9148615a9cb83766ab0c24707ec72f4c02284475298b39743db49ae</image:loc>
      <image:title>SGX RegCo’s logo. Singapore Exchange Regulation will take over prospectus review functions for mainboard and Global Listing Board listing applications in 2027.</image:title>
      <image:caption>SGX RegCo will take over prospectus review functions for mainboard and Global Listing Board listing applications.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/international/us-and-iran-review-latest-proposals-mediators</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T17:06:40+08:00</news:publication_date>
      <news:title>US and Iran review latest proposals from mediators</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/ac82164dab2b7a996f9f166920bee3079ccd724923582f948ce6141dca30a937</image:loc>
      <image:title>Qatari mediators flew to Teheran on Nov 2 for more talks with Iranian officials and returned late in the day, said a diplomat who asked not to be named.</image:title>
      <image:caption>Qatari mediators flew to Teheran on Nov 2 for more talks with Iranian officials and returned late in the day, said a diplomat who asked not to be named.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/international/us-treasury-auction-changes-loom-2027-dealers-eye-long-end-cuts</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T16:49:17+08:00</news:publication_date>
      <news:title>US Treasury auction changes loom in 2027; dealers eye long-end cuts</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/b5e9979345b2db0312f38e5c8b46626d88103617a5cab80c3781a0c442954b77</image:loc>
      <image:title>The US Department of the Treasury Building in Washington, DC. Speculation that the US Treasury could trim issuance of 20-year and 30-year bonds has grown in recent weeks.</image:title>
      <image:caption>Speculation that the US Treasury could trim issuance of 20-year and 30-year bonds has grown in recent weeks.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/international/chinas-economy-dealt-surprise-setbacks-risk-growth-pillar</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T16:48:47+08:00</news:publication_date>
      <news:title>China’s economy dealt surprise setbacks in risk to growth pillar</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/a787c4202ccd1ae45bdc03c041bbb079630b8aeeb711cb2ca31115559a08db69</image:loc>
      <image:title>After the official manufacturing PMI showed new export orders slumped, a private survey added more evidence of strain on the bellwether industry. </image:title>
      <image:caption>After the official manufacturing PMI showed new export orders slumped, a private survey added more evidence of strain on the bellwether industry. </image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/wealth/how-asias-high-net-worth-families-are-navigating-prenuptial-agreements</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T16:45:37+08:00</news:publication_date>
      <news:title>How Asia’s high-net-worth families are navigating prenuptial agreements</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/e22cc1e95371475d17347a05f6b6b57553b9778a526859ad162164a62694a0c3</image:loc>
      <image:title>Research has shown an uptick in prenup enquiries in Singapore in the last few years.</image:title>
      <image:caption>Research has shown an uptick in prenup enquiries in Singapore in the last few years.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/lifestyle/transforming-heritage-buildings-vibrant-communities?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T16:30:00+08:00</news:publication_date>
      <news:title>Transforming heritage buildings into vibrant communities</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/11548642eddb1c31f446068a3c8155d8801cb8dd64b2563775a77619af087eb3</image:loc>
      <image:title>The Business of Placemaking was one of the panel sessions at The BTLuxe Edit – Future:Legacy forum.</image:title>
      <image:caption>The Business of Placemaking was one of the panel sessions at The BTLuxe Edit – Future:Legacy forum.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/shell-sell-us1-5-billion-stake-australian-lng-plant-adnoc-energy-investment-arm</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T16:07:33+08:00</news:publication_date>
      <news:title>Shell to sell US$1.5 billion stake in Australian LNG plant to Adnoc energy investment arm</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/fa1320f0af632423a943b90e3d0707b97fc3daca309d5bd7335f48eac922b25a</image:loc>
      <image:title>“The sale realises value from a mature, non-operated asset,” Cederic Cremers, Shell’s integrated gas president, said in a press release.</image:title>
      <image:caption>“The sale realises value from a mature, non-operated asset,” Cederic Cremers, Shell’s integrated gas president, said in a press release.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/energy-commodities/energy-nationalism-asean-businesses-face-risks-cant-ignore-opportunities?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T16:00:00+08:00</news:publication_date>
      <news:title>‘Energy nationalism’ in Asean: Businesses face risks, but can’t ignore the opportunities</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/aca3fbaa5fed3dada1480b2214caeb2f12fc62c71764185ff62897cc51868cd8</image:loc>
      <image:title>Companies are still focused on clean energy innovations, such as Equator Renewables Asia with its containerised solar power solution, deployed at Keppel Terminal.</image:title>
      <image:caption>Companies are still focused on clean energy innovations, such as Equator Renewables Asia with its containerised solar power solution, deployed at Keppel Terminal.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/lifestyle/luxury-has-moved-east-and-gen-alpha-horizon-btluxe-edit?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T16:00:00+08:00</news:publication_date>
      <news:title>Luxury has moved East, and Gen Alpha is on the horizon: BTLuxe Edit</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/5775240ce5e6f0e0a658b844edd94df4098956236df8d42264369613b2ebbaa6</image:loc>
      <image:title>image of wealth players</image:title>
      <image:caption>Ravi Thakran (left), group CEO of Diafa, and moderator Alvin Chiam, head of wealth advisory, Asia, at Schroders Wealth Management, at the BTLuxe Edit symposium.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/opinion-features/such-bad-time-us115-billion-tech-deal</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T15:42:04+08:00</news:publication_date>
      <news:title>This is such a bad time for a US$115 billion tech deal</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/39bae0a07c8cec29d4bfb8315c0b64786624b9b5afde7620ba1df9185f7e19ef</image:loc>
      <image:title>Marvell’s stock-market plunge means the deal is now worth less than US$800 per Lumentum share – 10% or so below where the laser company was trading before news of the talks broke.</image:title>
      <image:caption>Marvell’s stock-market plunge means the deal is now worth less than US$800 per Lumentum share – 10% or so below where the laser company was trading before news of the talks broke.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/property/westpac-ceo-says-buyers-waiting-lower-prices-housing-downturn-deepens</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T15:39:52+08:00</news:publication_date>
      <news:title>Westpac CEO says buyers waiting for lower prices as housing downturn deepens</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/aa12bcb7863e842bee990919e7bf39b48317ab5e98b296b2e054425c72e80736</image:loc>
      <image:title>Westpac said mortgage applications fell 15% in the September quarter from a year earlier, but stayed above the five-year average for the period.</image:title>
      <image:caption>Westpac said mortgage applications fell 15% in the September quarter from a year earlier, but stayed above the five-year average for the period.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/energy-commodities/central-banks-buy-gold-fastest-pace-2024-wgc-says</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T15:26:19+08:00</news:publication_date>
      <news:title>Central banks buy gold at fastest pace since 2024, WGC says</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/27c6e681afb0829133db11dda420b4776863a0424dc0e04a2c2d6a6fae8c85fd</image:loc>
      <image:title>Central banks, an important driver of bullion’s multi-year rally to a record high in January, have remained a key support to prices in an otherwise tepid market. </image:title>
      <image:caption>Central banks, an important driver of bullion’s multi-year rally to a record high in January, have remained a key support to prices in an otherwise tepid market. </image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/wealth/wealth-investing/why-staying-invested-calls-more-stocks-and-bonds</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T15:22:15+08:00</news:publication_date>
      <news:title>Why staying invested calls for more than stocks and bonds</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/ebb93f135f13e77b1497915fe318e39aa59abc3a42e7d59a13ab43f1914ba9cc</image:loc>
      <image:title>The sharp sell-off in US tech stocks in October underscores how quickly market sentiment can turn, even against a backdrop of powerful structural growth trends.</image:title>
      <image:caption>The sharp sell-off in US tech stocks in October underscores how quickly market sentiment can turn, even against a backdrop of powerful structural growth trends.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/lufthansa-beats-q3-profit-expectations-cost-discipline-demand-offset-higher-fuel-prices</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T14:58:16+08:00</news:publication_date>
      <news:title>Lufthansa beats Q3 profit expectations as cost discipline, demand offset higher fuel prices</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/74a3fec5ba6ca5e1fcec013af2b3efd2b270c3294c5493a1e1ef7421b80e8206</image:loc>
      <image:title>A weak spot is Lufthansa’s flagship airline, where high expenses, crew walkouts and unprofitable short-haul operations eat into gains of longer flights. </image:title>
      <image:caption>A weak spot is Lufthansa’s flagship airline, where high expenses, crew walkouts and unprofitable short-haul operations eat into gains of longer flights. </image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/lifestyle/us-oldest-road-racetrack-starts-big-costly-facelift</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T14:52:24+08:00</news:publication_date>
      <news:title>The US’ oldest road racetrack starts a big, costly facelift</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/fe1a5a1684eaab91a0a5877858003d827ab1b8c50ac55536849ca083459528c7</image:loc>
      <image:title>Vintage cars await the start of a race at the Willow Springs International Motorsport Park in Rosamond, California.</image:title>
      <image:caption>Most of Willow Springs’ 240 hectares remain undeveloped, but plans to upgrade the place are afoot.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/singapore/economy-policy/singapores-food-supply-unaffected-haze-no-additional-financial-support-planned-hawkers-grace-fu?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T14:40:02+08:00</news:publication_date>
      <news:title>Singapore’s food supply unaffected by haze; no additional financial support planned for hawkers: Grace Fu</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/1b1a6c1d1b9c82292c135f0bb9ddc3e49d5fc214623fd3324b891a132f302a4c</image:loc>
      <image:title>Some hawker centres and markets have experienced a drop in footfall, though the extent of this decline varies across centres.</image:title>
      <image:caption>Some hawker centres and markets have experienced a drop in footfall, though the extent of this decline varies across centres.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/wealth/wealth-investing/china-tech-market-pricing-too-much-regulatory-fear</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T14:38:32+08:00</news:publication_date>
      <news:title>China tech: Is the market pricing in too much regulatory fear?</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/83c2deb35882d7ea9812bd4ccf68a4dd8ba8e7c73cd668206889ab665e53da9f</image:loc>
      <image:title>Alibaba was one of the biggest casualties when the Hang Seng Tech Index plunged 5% on Oct 22. Investor sentiment towards Chinese technology stocks remains fragile.</image:title>
      <image:caption>Alibaba was one of the biggest casualties when the Hang Seng Tech Index plunged 5% on Oct 22. Investor sentiment towards Chinese technology stocks remains fragile.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/wealth/wealth-investing/supplementary-retirement-scheme-needs-rethink</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T14:36:14+08:00</news:publication_date>
      <news:title>The Supplementary Retirement Scheme needs a rethink</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/1ed7a57347b3d4a278f3c21ec71131001d9ba63d0dbb3353f3867cb0b5fa3571</image:loc>
      <image:title>At end-2025, 21% of all SRS funds sat in cash. Uninvested SRS cash “earns” 0.05% a year, a negative real return after inflation.</image:title>
      <image:caption>At end-2025, 21% of all SRS funds sat in cash. Uninvested SRS cash “earns” 0.05% a year, a negative real return after inflation.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/lifestyle/rembrandt-your-skin-museum-hosts-tattoo-parlour-amsterdam</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T14:29:46+08:00</news:publication_date>
      <news:title>A Rembrandt on your skin: Museum hosts a tattoo parlour in Amsterdam</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/1a791e316eb3d479b689ac39f20fbfe4d7315c1e32b18c3619358b353afcdce2</image:loc>
      <image:title>A sheet with examples of tattoo artist Henk Schiffmacher&apos;s versions of Rembrandt drawings and etchings that clients could select at the Rembrandt House Museum in Amsterdam.</image:title>
      <image:caption>A sheet with examples of tattoo artist Henk Schiffmacher&apos;s versions of Rembrandt drawings and etchings that clients could select at the Rembrandt House Museum in Amsterdam.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/saudi-aramco-q3-net-profit-rises-34-5-higher-oil-prices-offset-lower-volumes</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T14:23:11+08:00</news:publication_date>
      <news:title>Saudi Aramco Q3 net profit rises 34.5% as higher oil prices offset lower volumes</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/ff78239206bc8c96d5082f4f06243c14e55acf6559e39710b26b2ff93278d09e</image:loc>
      <image:title>Aramco is the lynchpin of Saudi industry, with revenue from energy sales and hefty dividend payouts supporting the kingdom’s vast spending needs.</image:title>
      <image:caption>Aramco is the lynchpin of Saudi industry, with revenue from energy sales and hefty dividend payouts supporting the kingdom’s vast spending needs.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/singapore/coe-review-rebate-surcharge-scheme-five-bands-backed-most-respondents?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T13:52:27+08:00</news:publication_date>
      <news:title>COE review: Rebate-surcharge scheme with five bands backed by most respondents</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/0de9d5dc5ad3491ae742289f8407006be18ff6cbe6a4f62fd1747bc96e09db58</image:loc>
      <image:title>Minister for Transport Jeffrey Siow speaks in Parliament. He says that private-hire cars will not get a separate COE category.</image:title>
      <image:caption>Minister for Transport Jeffrey Siow says private-hire cars will not get a separate COE category.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/telcos-media-tech/big-ticket-tech-deals-needed-keep-pace-ai-growth-boom-financial-leaders-say</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T13:42:17+08:00</news:publication_date>
      <news:title>Big ticket tech deals needed to keep pace with AI growth boom, financial leaders say</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/4f490cce0874f38d5cbc7b208d5e4feaad6128a72bddf1404d6ae7475e575d88</image:loc>
      <image:title>Most of the major tech companies are expected to raise more capital to keep up with the enormous likely demand from AI, Blackstone president Jon Gray said.</image:title>
      <image:caption>Most of the major tech companies are expected to raise more capital to keep up with the enormous likely demand from AI, Blackstone president Jon Gray said.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/singapore/economy-policy/singapore-ratify-asean-haze-coordination-centre-agreement-next-few-days-grace-fu?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T13:18:53+08:00</news:publication_date>
      <news:title>Singapore to ratify Asean haze coordination centre agreement ‘in the next few days’: Grace Fu</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/92fdbaab4f33440cf2df1145733e6fc81bddf57604db649d3249a387048c1d66</image:loc>
      <image:title>Fu says Singapore had offered civilian assistance to support Indonesian firefighters, as well as operational support for cloud-seeding.</image:title>
      <image:caption>Fu says Singapore had offered civilian assistance to support Indonesian firefighters, as well as operational support for cloud-seeding.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/spacex-anthropic-ipos-highlight-growing-clout-retail-investors-say-goldman-sachs-morgan-stanley-ceos?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T13:05:43+08:00</news:publication_date>
      <news:title>SpaceX, Anthropic IPOs highlight growing clout of retail investors, say Goldman Sachs, Morgan Stanley CEOs</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/1946566d38ebd75bc40ca10f4840c8ecddc39558c79e0457db983e61526784f0</image:loc>
      <image:title>From left: HKMA Exchange Fund Investment Office deputy CEO Albert Goh; Morgan Stanley chairman and CEO Ted Pick; and Goldman Sachs chairman and CEO David Solomon.</image:title>
      <image:caption>From left: HKMA Exchange Fund Investment Office deputy CEO Albert Goh; Morgan Stanley chairman and CEO Ted Pick; and Goldman Sachs chairman and CEO David Solomon.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/moneysmart-hit-data-breach-singapore-hong-kong-customers-affected?ai-allowed=1</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T12:50:38+08:00</news:publication_date>
      <news:title>MoneySmart hit by data breach; Singapore, Hong Kong customers affected</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/35a6bd29b0faaba4811b45a40a4d0ff94c6b6ac81ad283a8303451b500467137</image:loc>
      <image:title>MoneySmart says that it discovered the unauthorised access on Thursday.</image:title>
      <image:caption>MoneySmart says that it discovered the unauthorised access on Thursday.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/opinion-features/mscis-warning-does-not-define-indonesias-economy</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T12:36:31+08:00</news:publication_date>
      <news:title>MSCI’s warning does not define Indonesia’s economy</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/4456d7d6850aaa6202c7cdfe8f531920ed13a66132c6c50b8ef2ac5b5831012e</image:loc>
      <image:title>The real economy of Indonesia does not look like a system in retreat – the Bank Indonesia Prompt Manufacturing Index continues to be above the 50% expansion threshold.</image:title>
      <image:caption>The real economy of Indonesia does not look like a system in retreat – the Bank Indonesia Prompt Manufacturing Index continues to be above the 50% expansion threshold.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.businesstimes.com.sg/companies-markets/banking-finance/australias-central-bank-lifts-rates-18-year-high-4-85</loc>
    <news:news>
      <news:publication>
        <news:name>The Business Times</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T12:08:06+08:00</news:publication_date>
      <news:title>Australia’s central bank lifts rates to 18-year high of 4.85%</news:title>
    </news:news>
    <image:image>
      <image:loc>https://cassette.sphdigital.com.sg/image/businesstimes/1be9dc015d449f4f0fdea89425bfdbea35ffa5dce31d2d37feaf478899027f5d</image:loc>
      <image:title>The Reserve Bank of Australia lifted rates by 25 basis points, bringing the tightening this year to a steep 125 basis points.</image:title>
      <image:caption>The Reserve Bank of Australia lifted rates by 25 basis points, bringing the tightening this year to a steep 125 basis points.</image:caption>
    </image:image>
  </url>
</urlset>