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Cashflow planning in the digital era

Online retail therapy can lead to overspending, so cashflow planning is vital.

Online retailing may seem to help consumers save money through lower prices, but its convenience is a double-edged sword.

IN 2016, Ivan starting his financial planning process with Avallis. One of his goals was to increase his savings. Despite trying for the last few years, he found it difficult to stick to a savings regime.

He is not alone.

Consumer spending habits have changed drastically over the...

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