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Companies need to choose: to disrupt or wait to be disrupted

No industry is immune from digital disruption. It is the new norm. Even seemingly staid and steady industries like insurance are changing.

GETTING A MOVE ON: The strength of startups - as Uber once was - lies in that they seek to fail fast and learn quickly. Their willingness to try new things and accept that not all will succeed at first go is critical.

TODAY, Singapore plays host to more than 5,500 tech startups. They are following a well-trodden path of disruption that can be traced back 20 years to Amazon and its transformation of the dusty world of books.

Since then, multiple industries have been disrupted and transformed beyond...

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