https://www.businesstimes.com.sg/ THE BUSINESS TIMES - Find latest business and financial news including analysis and opinion on top business stories, stock markets in Singapore, Asia-Pacific and global market news and more at The Business Times. en-US https://www.businesstimes.com.sg/favicon.ico https://www.businesstimes.com.sg/ 32 32 https://www.businesstimes.com.sg/singapore/singapores-medical-cost-inflation-set-hit-record-16-9-insurers-body-urges-collective-action Tue, 31 Mar 2026 00:46:36 +0000 Singapore Personal Finance Wealth /singapore/singapores-medical-cost-inflation-set-hit-record-16-9-insurers-body-urges-collective-action [SINGAPORE] With medical cost inflation in Singapore projected to hit a record high of 16.9 per cent in 2026, the Life Insurance Association... https://www.businesstimes.com.sg/singapore/middle-east-tensions-highlight-gaps-travel-insurance-singapore-travellers Mon, 30 Mar 2026 04:34:54 +0000 Singapore Personal Finance Wealth /singapore/middle-east-tensions-highlight-gaps-travel-insurance-singapore-travellers [SINGAPORE] The widespread disruption across global aviation triggered by the ongoing conflict in the Middle East has exposed gaps in standard personal... https://www.businesstimes.com.sg/wealth/personal-finance/special-dividends-or-share-buybacks-how-companies-decide-and-what-each-means-investors Mon, 02 Mar 2026 00:00:00 +0000 Chloe Lim Personal Finance Wealth Wealth & Investing /wealth/personal-finance/special-dividends-or-share-buybacks-how-companies-decide-and-what-each-means-investors Income-focused shareholders may prefer special dividends, while value investors may favour buybacks https://www.businesstimes.com.sg/wealth/personal-finance/more-young-investors-turn-ai-stock-picks-experts-warn-risks-volatile-market Thu, 19 Feb 2026 23:00:00 +0000 Koh Kim Xuan Personal Finance Wealth /wealth/personal-finance/more-young-investors-turn-ai-stock-picks-experts-warn-risks-volatile-market While artificial intelligence can assist in planning investment strategies, limited human financial literacy could harm investment returns https://www.businesstimes.com.sg/wealth/wealth-investing/t-bill-yields-falling-lows-which-assets-bring-higher-returns Fri, 05 Dec 2025 02:10:45 +0000 Chloe Lim Wealth & Investing Personal Finance Wealth /wealth/wealth-investing/t-bill-yields-falling-lows-which-assets-bring-higher-returns Current rates are far from competitive, for those hoping to retrieve returns worth their while https://www.businesstimes.com.sg/wealth/personal-finance/road-and-beyond-f1-alpine-drivers-gasly-and-colapinto-talk-investments-and-driver-academies Sat, 04 Oct 2025 03:30:25 +0000 Shikhar Gupta Personal Finance Lifestyle Wealth /wealth/personal-finance/road-and-beyond-f1-alpine-drivers-gasly-and-colapinto-talk-investments-and-driver-academies Pierre Gasly has raced in F1 for eight years, while Franco Colapinto is still making his mark https://www.businesstimes.com.sg/wealth/personal-finance/1-2-singapore-residents-plans-work-after-retirement-aia-study Fri, 19 Sep 2025 02:43:24 +0000 Therese Soh Personal Finance Wealth /wealth/personal-finance/1-2-singapore-residents-plans-work-after-retirement-aia-study Meaningful contribution and engagement are strong motivators, it finds https://www.businesstimes.com.sg/singapore/half-affluent-singaporeans-plan-multiple-mini-retirements-hsbc Thu, 04 Sep 2025 04:11:00 +0000 Shikhar Gupta Singapore Personal Finance Wealth /singapore/half-affluent-singaporeans-plan-multiple-mini-retirements-hsbc They will fund these breaks with investment income and personal savings https://www.businesstimes.com.sg/startups-tech/technology/singlife-gxs-partner-embed-insurance-digital-banks-first-investment-product Wed, 16 Jul 2025 03:42:30 +0000 Chloe Lim Technology Personal Finance Startups Startups & Tech Wealth /startups-tech/technology/singlife-gxs-partner-embed-insurance-digital-banks-first-investment-product The collaboration will allow eligible bank customers who invest in the offered fund to receive complimentary group personal accident insurance coverage https://www.businesstimes.com.sg/opinion-features/brokerage-wars-incumbents-push-back-investors-flock-moomoo-tiger-brokers-fsmone Fri, 09 May 2025 07:00:00 +0000 Therese Soh Opinion & Features Features Personal Finance Wealth /opinion-features/brokerage-wars-incumbents-push-back-investors-flock-moomoo-tiger-brokers-fsmone The new kids on the block have gained ground with the share of investors in Singapore who use digital brokerages as their... https://www.businesstimes.com.sg/companies-markets/wise-aims-faster-cheaper-transactions-amid-asia-pacific-expansion Sun, 13 Apr 2025 23:00:00 +0000 Mia Pei Companies & Markets Banking & Finance New Articles Personal Finance Wealth /companies-markets/wise-aims-faster-cheaper-transactions-amid-asia-pacific-expansion The London-listed fintech firm continues building its technological capabilities to complement existing banking services https://www.businesstimes.com.sg/wealth/wealth-investing/women-and-their-money Fri, 04 Apr 2025 21:00:00 +0000 Wealth & Investing Opinion & Features Personal Finance Wealth /wealth/wealth-investing/women-and-their-money By empowering themselves with financial know-how, they will be able to make informed decisions and manage their finances well https://www.businesstimes.com.sg/wealth/nine-themes-set-reshape-portfolios Mon, 31 Mar 2025 09:41:33 +0000 Wealth New Articles Personal Finance Wealth & Investing /wealth/nine-themes-set-reshape-portfolios Policies under Trump 2.0 and key regulatory decisions will have an impact on sectors from fintech to biodiversity https://www.businesstimes.com.sg/wealth/private-markets-access-retail-investors-mostly-good-caveats Sun, 30 Mar 2025 22:00:00 +0000 Genevieve Cua Wealth Opinion & Features Personal Finance /wealth/private-markets-access-retail-investors-mostly-good-caveats Investors should be cautious about factors such as the policing of funds’ marketing, disclosures and practices, as well as the advisory process https://www.businesstimes.com.sg/opinion-features/columns/plea-post-55-member-keep-our-cpf-special-account-open-till-last-possible-day Fri, 17 Jan 2025 12:18:44 +0000 Dennis Chan Columns Personal Finance /opinion-features/columns/plea-post-55-member-keep-our-cpf-special-account-open-till-last-possible-day This is so that the funds in the SA will earn the full 4% interest for January https://www.businesstimes.com.sg/wealth/personal-finance/can-you-buy-too-much-health-insurance-your-own-good Fri, 13 Dec 2024 21:00:00 +0000 Chloe Lim Personal Finance /wealth/personal-finance/can-you-buy-too-much-health-insurance-your-own-good Individuals who are not discerning enough with their policies often pay costly premiums, but do not get sufficient protection https://www.businesstimes.com.sg/opinion-features/autopilots-gone-wrong Fri, 25 Oct 2024 21:00:00 +0000 Opinion & Features Columns Personal Finance Wealth & Investing /opinion-features/autopilots-gone-wrong Automation has made investing more efficient. Buying and holding an index fund takes our emotions out of play and helps us to... https://www.businesstimes.com.sg/wealth/investing-success-comes-down-one-word-focus Tue, 13 Aug 2024 13:10:39 +0000 Wealth Personal Finance /wealth/investing-success-comes-down-one-word-focus Paying attention to the right things is key, especially in an era of information overload https://www.businesstimes.com.sg/wealth/managing-your-debt Sun, 09 Jun 2024 03:00:00 +0000 Wealth Personal Finance /wealth/managing-your-debt Many of us make one of the most consequential financial decisions of our lives before we even hit the legal drinking age:... https://www.businesstimes.com.sg/wealth/getting-started-savings Sun, 09 Jun 2024 00:00:00 +0000 Wealth Personal Finance /wealth/getting-started-savings When you’re in your 20s, retirement seems so abstract, it might as well be thousands of years away. https://www.businesstimes.com.sg/wealth/plan-your-business-exit-optimise-your-wealth-goals Mon, 20 May 2024 08:01:28 +0000 Wealth Personal Finance /wealth/plan-your-business-exit-optimise-your-wealth-goals ONE of the biggest assets on entrepreneurs’ personal balance sheet is their business. Yet, I have observed that many do not integrate... https://www.businesstimes.com.sg/wealth/personal-finance/empower-your-future-workshop-will-writing-and-lasting-power-attorney Tue, 14 May 2024 08:09:00 +0000 Dylan Tan Personal Finance /wealth/personal-finance/empower-your-future-workshop-will-writing-and-lasting-power-attorney BT subscribers may now sign up for this workshop at a special price. This is the second such workshop in response to... https://www.businesstimes.com.sg/wealth/formula-your-retirement-nest-egg Mon, 13 May 2024 09:52:05 +0000 Wealth Personal Finance Wealth & Investing /wealth/formula-your-retirement-nest-egg Investors who have more than enough assets for their lifetime may consider the most conservative strategy to build a multi-generation nest egg https://www.businesstimes.com.sg/wealth/how-make-life-decisions-towards-sufficiency-and-contentment Mon, 22 Jan 2024 09:18:27 +0000 Wealth Personal Finance /wealth/how-make-life-decisions-towards-sufficiency-and-contentment To live a life worth living, start with thinking about decisions that would bring you more meaning, value and freedom in life https://www.businesstimes.com.sg/wealth/pension-rare-retirement-benefit-gets-fresh-look Sun, 26 Nov 2023 01:00:00 +0000 Wealth Banking & Finance Companies & Markets Personal Finance /wealth/pension-rare-retirement-benefit-gets-fresh-look In an economy characterised by a volatile stock market and elevated inflation, a sure thing looks better than ever. For some Americans... https://www.businesstimes.com.sg/wealth/dementia-cover-need-versus-want Sun, 22 Oct 2023 10:24:06 +0000 Genevieve Cua Wealth Opinion & Features Personal Finance Wealth & Investing /wealth/dementia-cover-need-versus-want Dementia exacts a toll on the sufferer, families and society at large. Insurance can help to alleviate caregiving costs, but watch the... https://www.businesstimes.com.sg/wealth/clearing-air-about-prenuptial-agreements Sun, 01 Oct 2023 21:00:00 +0000 Genevieve Cua Wealth Personal Finance Wealth & Investing /wealth/clearing-air-about-prenuptial-agreements More couples are entering into such arrangements, sometimes at the insistence of their parents. Certain conditions must apply to ensure a prenup... https://www.businesstimes.com.sg/wealth/wealth-investing/td-ameritrade-singapore-stop-serving-retail-investors-dec-1 Tue, 26 Sep 2023 06:58:40 +0000 Yong Hui Ting Navene Elangovan Wealth & Investing Personal Finance /wealth/wealth-investing/td-ameritrade-singapore-stop-serving-retail-investors-dec-1 TRADING platform TD Ameritrade Singapore will stop its services for retail investors from December this year, to focus on accredited investors instead. https://www.businesstimes.com.sg/wealth/personal-finance/platform-workers-have-lower-insurance-coverage-critical-illness-mortality Fri, 08 Sep 2023 09:23:16 +0000 Navene Elangovan Personal Finance /wealth/personal-finance/platform-workers-have-lower-insurance-coverage-critical-illness-mortality PLATFORM workers in Singapore – such as private-hire workers, delivery workers and taxi drivers – had lower insurance coverage for critical illness... https://www.businesstimes.com.sg/wealth/preparing-retirement-about-more-just-money Mon, 07 Aug 2023 11:11:18 +0000 Wealth Personal Finance Wealth & Investing /wealth/preparing-retirement-about-more-just-money Retirement is more of an emotional transition than a financial one. Here is a framework to help you make sense of it... https://www.businesstimes.com.sg/wealth/redefining-retirement-7-considerations Mon, 12 Jun 2023 11:00:36 +0000 Wealth Personal Finance Wealth & Investing /wealth/redefining-retirement-7-considerations With longevity and inflation, the traditional framework of three life stages of education, work and leisure is losing its relevance https://www.businesstimes.com.sg/wealth/when-robots-take-over-your-portfolio-and-hopefully-make-you-rich Mon, 15 May 2023 07:44:20 +0000 Wealth Personal Finance Wealth & Investing /wealth/when-robots-take-over-your-portfolio-and-hopefully-make-you-rich AI can take over certain functions such as crunching data. But ChatGPT says AI is unlikely to replace a human adviser https://www.businesstimes.com.sg/wealth/legacy-planning-tackle-life-decisions-first-then-look-products Mon, 17 Apr 2023 09:25:56 +0000 Wealth Personal Finance Wealth & Investing /wealth/legacy-planning-tackle-life-decisions-first-then-look-products Financial and legal instruments have a role in estate planning. But first consider your objectives and the values you wish to cement... https://www.businesstimes.com.sg/wealth/redefining-retirement-income-goal Tue, 11 Apr 2023 09:44:03 +0000 Wealth Personal Finance Wealth & Investing /wealth/redefining-retirement-income-goal Greater flexibility needs to be built into tools and metrics that advisers use to advise clients https://www.businesstimes.com.sg/wealth/six-habits-highly-effective-investors Tue, 28 Mar 2023 07:36:40 +0000 Wealth Personal Finance Wealth & Investing /wealth/six-habits-highly-effective-investors Developing good investing habits early ensures that you make fewer mistakes. Your investment process also becomes more efficient https://www.businesstimes.com.sg/wealth/how-smart-clients-invest-themselves-and-why Tue, 21 Mar 2023 08:15:25 +0000 Wealth Personal Finance Wealth & Investing /wealth/how-smart-clients-invest-themselves-and-why Knowing your clients’ stories on why they invest will yield a deeper understanding of their investor personalities https://www.businesstimes.com.sg/wealth/overcoming-fear-investing-invest-what-you-know Tue, 21 Mar 2023 08:14:48 +0000 Wealth Personal Finance Wealth & Investing /wealth/overcoming-fear-investing-invest-what-you-know Investing in stocks may be scary at first, but this fear should pale in comparison to the fear of running out of... https://www.businesstimes.com.sg/wealth/achieving-contentment-biggest-gain Mon, 20 Mar 2023 09:57:16 +0000 Wealth Personal Finance Wealth & Investing /wealth/achieving-contentment-biggest-gain Engaging in active pursuit of the things most important to you is beneficial when it comes to insurance and investments https://www.businesstimes.com.sg/wealth/retiring-well-8-guiding-principles Mon, 06 Mar 2023 09:35:19 +0000 Wealth Personal Finance Wealth & Investing /wealth/retiring-well-8-guiding-principles Building passive income flows is key if we are to eventually retire comfortably https://www.businesstimes.com.sg/wealth/positive-returns-do-not-mean-enough-returns Mon, 20 Feb 2023 09:49:03 +0000 Wealth Personal Finance Wealth & Investing /wealth/positive-returns-do-not-mean-enough-returns YOU may be accumulating towards retirement or already spending in your retirement years. That your investments reach their planned returns is crucial... https://www.businesstimes.com.sg/wealth/critical-illness-cover-thumbs-innovation Sun, 19 Feb 2023 07:16:20 +0000 Genevieve Cua Wealth Opinion & Features Personal Finance Wealth & Investing /wealth/critical-illness-cover-thumbs-innovation Multi-pay critical illness riders pay out up to five times for recurrence and relapse. Now there is even cover for ‘emerging CIs’.... https://www.businesstimes.com.sg/wealth/2023-time-consolidate Tue, 14 Feb 2023 07:11:38 +0000 Wealth Personal Finance Wealth & Investing /wealth/2023-time-consolidate To retire well, we need to focus on staying invested and putting funds into inflation-beating assets https://www.businesstimes.com.sg/wealth/how-avoid-permanent-loss-capital Mon, 13 Feb 2023 08:26:35 +0000 Wealth Personal Finance Wealth & Investing /wealth/how-avoid-permanent-loss-capital Some strategies can help you avoid or minimise the risk of a permanent investment loss https://www.businesstimes.com.sg/wealth/how-invest-your-first-s100000 Mon, 06 Feb 2023 09:31:15 +0000 Wealth Personal Finance Wealth & Investing /wealth/how-invest-your-first-s100000 Investing is a deeply personal journey – act on it by first framing its purpose and your commitments to your loved ones https://www.businesstimes.com.sg/wealth/bonds-are-back-how-attractive-risk-reward-proposition Sun, 05 Feb 2023 21:50:00 +0000 Genevieve Cua Wealth Personal Finance Wealth & Investing /wealth/bonds-are-back-how-attractive-risk-reward-proposition For now, high fixed deposit rates for Sing and US dollar deposits over 12 months pose a high hurdle rate for bonds https://www.businesstimes.com.sg/wealth/its-never-too-early-start-investing Tue, 24 Jan 2023 07:53:03 +0000 Wealth Personal Finance Wealth & Investing /wealth/its-never-too-early-start-investing Starting your children at an early age gives them more time to compound their wealth https://www.businesstimes.com.sg/wealth/how-cure-holiday-debt-hangover Tue, 24 Jan 2023 06:21:39 +0000 Wealth Personal Finance /wealth/how-cure-holiday-debt-hangover The holidays are over, but hopefully you took away some lasting memories. Some of them were priceless and others came at a... https://www.businesstimes.com.sg/wealth/starting-your-year-well-ctrl-alt-del Mon, 23 Jan 2023 21:50:00 +0000 Wealth Personal Finance /wealth/starting-your-year-well-ctrl-alt-del 3 key actions – to control, find replacements and to remove – can help to support the key enablers to a good... https://www.businesstimes.com.sg/wealth/put-your-portfolio-even-keel-2023 Sun, 15 Jan 2023 08:29:31 +0000 Genevieve Cua Wealth Personal Finance Wealth & Investing /wealth/put-your-portfolio-even-keel-2023 Watching the Fed and market movements are untenable for long-term portfolios; aim for a resilient portfolio that may not shoot for the... https://www.businesstimes.com.sg/wealth/spring-clean-your-investment-right-way Mon, 09 Jan 2023 11:48:46 +0000 Wealth Personal Finance /wealth/spring-clean-your-investment-right-way Consider life-stage investing, where your personal life stage – alongside investment horizon and risk profile – will guide your asset allocation https://www.businesstimes.com.sg/wealth/these-are-fees-you-pay-when-buying-funds Tue, 20 Dec 2022 21:50:00 +0000 Benjamin Cher Wealth Personal Finance /wealth/these-are-fees-you-pay-when-buying-funds INVESTORS in Singapore may be paying more in fees than they realise. New online distribution channels have set up shop in recent... https://www.businesstimes.com.sg/wealth/year-transition-reflections-challenging-2022 Mon, 19 Dec 2022 12:34:36 +0000 Wealth Personal Finance Wealth & Investing /wealth/year-transition-reflections-challenging-2022 Spend below your means, move out of short-term volatility, and intentionally allocate money for important life goals today https://www.businesstimes.com.sg/wealth/how-invest-long-term-so-you-can-retire-your-returns Sun, 18 Dec 2022 05:29:30 +0000 Wealth Personal Finance Wealth & Investing /wealth/how-invest-long-term-so-you-can-retire-your-returns MANY people dream of being able to live off their savings, yet very few follow a strategy that gives them the best... https://www.businesstimes.com.sg/wealth/takeaways-challenging-2022 Sun, 11 Dec 2022 22:05:00 +0000 Genevieve Cua Wealth Personal Finance Wealth & Investing /wealth/takeaways-challenging-2022 Count your coupons or dividends, avoid permanent loss, and leverage. The silver lining is that bond yields have become much more attractive https://www.businesstimes.com.sg/opinion-features/be-greedy-when-others-are-fearful-warren-buffett-said-heres-why-very-hard-do Fri, 09 Dec 2022 05:54:00 +0000 Yong Jun Yuan Opinion & Features Companies & Markets Features Personal Finance Wealth Wealth & Investing /opinion-features/be-greedy-when-others-are-fearful-warren-buffett-said-heres-why-very-hard-do Evolutionary psychology and behavioural biases are common enemies of every stock portfolio. Despite well-established wisdom that you shouldn’t attempt to time the... https://www.businesstimes.com.sg/wealth/making-srs-part-your-grown-christmas-list Mon, 05 Dec 2022 10:11:10 +0000 Wealth Personal Finance Wealth & Investing /wealth/making-srs-part-your-grown-christmas-list The Supplementary Retirement Scheme is not only an optimal way to save more for retirement, it is also a nifty way to... https://www.businesstimes.com.sg/wealth-investing/who-wants-live-forever1 Tue, 29 Nov 2022 12:10:18 +0000 D7 Wealth & Investing Personal Finance Wealth & Investing /wealth-investing/who-wants-live-forever1 Planning your wealth during your lifetime and beyond involves thinking about your objectives and addressing each with a ‘pot of money’ for... https://www.businesstimes.com.sg/wealth-investing/6040-balanced-portfolio-dead-not-quite Sun, 27 Nov 2022 22:00:00 +0000 Genevieve Cua D7 Wealth & Investing Personal Finance Wealth & Investing /wealth-investing/6040-balanced-portfolio-dead-not-quite Stocks and bonds now offer attractive entry points and yields. This bodes well for long-term returns for a 60/40 portfolio https://www.businesstimes.com.sg/wealth/wealth-investing/best-time-sell-share Tue, 22 Nov 2022 08:15:28 +0000 Wealth & Investing Personal Finance /wealth/wealth-investing/best-time-sell-share A handful of reasons may justify selling a share. But from a buy-to-hold perspective, none of those reasons are good enough https://www.businesstimes.com.sg/wealth-investing/money-conversations-growing Mon, 21 Nov 2022 09:03:22 +0000 D7 Wealth & Investing Personal Finance Wealth & Investing /wealth-investing/money-conversations-growing It is important to have authentic conversations about money with your family, and the earlier you start, the better it will be https://www.businesstimes.com.sg/wealth/wealth-investing/investing-shadow-recession Sun, 23 Oct 2022 21:50:00 +0000 Wealth & Investing Personal Finance Wealth /wealth/wealth-investing/investing-shadow-recession It’s come to this: Even fairly bullish outlooks about the stock and bond markets are beginning to assume that there will be... https://www.businesstimes.com.sg/companies-markets/banking-finance/singapore-fintech-festival-2022/hyper-personalisation-growing Wed, 19 Oct 2022 06:00:00 +0000 Wong Pei Ting Banking & Finance Companies & Markets Personal Finance Wealth /companies-markets/banking-finance/singapore-fintech-festival-2022/hyper-personalisation-growing Since 2019, UOB has developed close to 70 machine-learning models to anticipate customers’ needs https://www.businesstimes.com.sg/opinion-features/columns/embrace-risk-playing-safe-fixed-deposits-can-hurt-long-run Tue, 13 Sep 2022 05:47:24 +0000 Leslie Yee Columns Opinion & Features Personal Finance Wealth Wealth & Investing /opinion-features/columns/embrace-risk-playing-safe-fixed-deposits-can-hurt-long-run Lower-risk instruments offer capital protection but also raise the risks that you outlive your savings and lose purchasing power in the long... https://www.businesstimes.com.sg/companies-markets/banking-finance/singapore-savings-bond-coupon-rates-1st-year-26-10-year-average Thu, 01 Sep 2022 09:07:54 +0000 Tay Peck Gek Banking & Finance Companies & Markets Personal Finance Wealth /companies-markets/banking-finance/singapore-savings-bond-coupon-rates-1st-year-26-10-year-average THE 10-year average return for the October issue of the Singapore Savings Bond (SSB) that opened on Thursday (Sep 1) is 2.75... https://www.businesstimes.com.sg/wealth/wealth-investing/when-push-comes-nudge-finance-gets-personal Sun, 28 Aug 2022 21:50:00 +0000 Wealth & Investing Personal Finance Wealth /wealth/wealth-investing/when-push-comes-nudge-finance-gets-personal As digital banks gear up for launch, incumbent banks must go on the offensive by investing heavily in technology. Their goal: to... https://www.businesstimes.com.sg/wealth/wealth-investing/where-money-meets-feelings-financial-therapy-finds-its-footing Sun, 14 Aug 2022 08:17:16 +0000 Wealth & Investing Personal Finance Wealth /wealth/wealth-investing/where-money-meets-feelings-financial-therapy-finds-its-footing Planners weren’t equipped to address the emotional roots of how clients dealt with money, and therapists couldn’t guide finances; now, there’s a... https://www.businesstimes.com.sg/wealth/wealth-investing/how-ride-out-murky-economy Sun, 31 Jul 2022 21:50:00 +0000 Wealth & Investing Personal Finance Wealth /wealth/wealth-investing/how-ride-out-murky-economy Rates are rising, inflation is nasty and a painful recession is certainly possible, but there are steps you can take now https://www.businesstimes.com.sg/wealth/wealth-investing/how-insurance-and-investing-can-better-prepare-you-retirement Tue, 28 Jun 2022 05:57:08 +0000 Wealth & Investing Personal Finance Wealth /wealth/wealth-investing/how-insurance-and-investing-can-better-prepare-you-retirement Many people worry about their retirement. A recent survey by insurance firm Prudential found that 20 per cent of Singaporeans foresee... https://www.businesstimes.com.sg/wealth/wealth-investing/how-start-investing-even-bear-market Sun, 26 Jun 2022 04:14:30 +0000 Wealth & Investing Personal Finance Wealth /wealth/wealth-investing/how-start-investing-even-bear-market The immediate outlook is grim, but low-cost funds that track the entire market can help you prosper over the long term. https://www.businesstimes.com.sg/podcasts/bt-money-hacks-how-sandwich-generation-can-get-back-track-ep-121 Sun, 19 Jun 2022 21:50:00 +0000 Podcasts Personal Finance Wealth /podcasts/bt-money-hacks-how-sandwich-generation-can-get-back-track-ep-121 What can the sandwich generation do to get their retirement savings back on track, especially since they're the most affected demographic by... https://www.businesstimes.com.sg/opinion-features/columns/learning-how-cut-losses-when-investing-equities Tue, 14 Jun 2022 07:13:18 +0000 Leslie Yee Columns Opinion & Features Personal Finance Wealth Wealth & Investing /opinion-features/columns/learning-how-cut-losses-when-investing-equities It has been over 25 years since I obtained my Chartered Financial Analyst (CFA) charter.  The three years of examinations were gruelling. ... https://www.businesstimes.com.sg/wealth/wealth-investing/dont-waste-good-downturn Tue, 24 May 2022 08:39:12 +0000 Wealth & Investing Personal Finance Wealth /wealth/wealth-investing/dont-waste-good-downturn Recessions are occurring with increasing regularity, but don’t let that faze you as an investor. https://www.businesstimes.com.sg/wealth/wealth-investing/keeping-faith-despite-market-downdraft Mon, 23 May 2022 09:10:58 +0000 Wealth & Investing Personal Finance Wealth /wealth/wealth-investing/keeping-faith-despite-market-downdraft AS of May 20, 2022, the S&P 500 has fallen 18.36 per cent since the beginning of the year. The MSCI ACWI... https://www.businesstimes.com.sg/wealth/wealth-investing/keeping-succession-planning-simple-and-sustainable Tue, 10 May 2022 10:06:35 +0000 Wealth & Investing Personal Finance Wealth /wealth/wealth-investing/keeping-succession-planning-simple-and-sustainable A trust stucture helps to pass on one’s legacy and family wealth to successive generations without unduly burdening them .    https://www.businesstimes.com.sg/wealth/wealth-investing/holding-stocks-long-run-worth-your-time Tue, 10 May 2022 09:09:03 +0000 Wealth & Investing Personal Finance Wealth /wealth/wealth-investing/holding-stocks-long-run-worth-your-time By Eugene Ng https://www.businesstimes.com.sg/wealth/wealth-investing/how-fortify-your-retirement-against-market-whims-0 Sun, 24 Apr 2022 07:00:00 +0000 Wealth & Investing Personal Finance Wealth /wealth/wealth-investing/how-fortify-your-retirement-against-market-whims-0 So many factors cause volatility in the markets, making it tricky even for the experts to know what’s next. They still have... https://www.businesstimes.com.sg/wealth/wealth-investing/is-investing-your-new-years-resolution-take-action-now Fri, 10 Dec 2021 13:50:00 +0000 Wealth & Investing Personal Finance Wealth /wealth/wealth-investing/is-investing-your-new-years-resolution-take-action-now Make prudent financial decisions over the festive period (and beyond), and grow extra funds through investing https://www.businesstimes.com.sg/companies-markets/banking-finance/personalisation-at-the-heart-of-dbss-financial-planning-push Mon, 15 Nov 2021 19:40:32 +0000 Banking & Finance Companies & Markets Personal Finance Wealth /companies-markets/banking-finance/personalisation-at-the-heart-of-dbss-financial-planning-push WHAT do younger Singaporeans want from their banks? A lot more hand-holding in financial planning, according to DBS - but send help... https://www.businesstimes.com.sg/companies-markets/banking-finance/growing-gap-in-financial-confidence-risk-appetite-among-singapores-affluent-study Wed, 20 Oct 2021 23:46:41 +0000 Vivienne Tay Banking & Finance Companies & Markets Personal Finance Wealth /companies-markets/banking-finance/growing-gap-in-financial-confidence-risk-appetite-among-singapores-affluent-study THE Covid-19 pandemic has widened the gap among the affluent in Singapore when it comes to financial confidence and risk appetite, according... https://www.businesstimes.com.sg/companies-markets/banking-finance/moneyowl-eyes-financial-planning-for-singapores-middle-class Sun, 03 Oct 2021 13:50:00 +0000 Banking & Finance Companies & Markets Personal Finance Wealth /companies-markets/banking-finance/moneyowl-eyes-financial-planning-for-singapores-middle-class SINGAPORE'S rising mass affluence is a key market for financial services players looking to gain more ground at the retail level. https://www.businesstimes.com.sg/lifestyle/keep-calm-and-invest-away Fri, 01 Oct 2021 13:50:00 +0000 Yong Jun Yuan Lifestyle Personal Finance Wealth /lifestyle/keep-calm-and-invest-away With the second edition of The Value Investors, Ronald Chan highlights the need to get informed https://www.businesstimes.com.sg/companies-markets/banking-finance/money-playbook/how-stop-personal-debt-snowballing Sun, 26 Sep 2021 13:50:00 +0000 Kelly Ng Banking & Finance Companies & Markets Personal Finance Wealth Wealth & Investing /companies-markets/banking-finance/money-playbook/how-stop-personal-debt-snowballing One charity scheme nudges debtors into 'savings mode' more quickly to stop the spiral https://www.businesstimes.com.sg/companies-markets/banking-finance/with-rise-in-digital-bancassurance-ocbc-aims-to-insure-one-in-two-customers Sun, 26 Sep 2021 13:50:00 +0000 Banking & Finance Companies & Markets Personal Finance Wealth Wealth & Investing /companies-markets/banking-finance/with-rise-in-digital-bancassurance-ocbc-aims-to-insure-one-in-two-customers OCBC is seeing a sharp rise in digital insurance transactions, with seniors above 50 - the fastest growing segment - making up... https://www.businesstimes.com.sg/wealth/wealth-investing/young-singapore-adults-have-started-retirement-planning-but-are-unsure-about-debt-management-survey Mon, 13 Sep 2021 01:23:45 +0000 Wealth & Investing Personal Finance Wealth /wealth/wealth-investing/young-singapore-adults-have-started-retirement-planning-but-are-unsure-about-debt-management-survey [SINGAPORE] About 30 per cent of young adults polled are not confident in managing debt, a new survey by Citi Foundation and... https://www.businesstimes.com.sg/companies-markets/banking-finance/money-playbook/insurance-bite-sized-premiums-tasty-appetiser-not Sun, 12 Sep 2021 13:50:00 +0000 Kelly Ng Banking & Finance Companies & Markets Personal Finance Wealth Wealth & Investing /companies-markets/banking-finance/money-playbook/insurance-bite-sized-premiums-tasty-appetiser-not Entry is cheap and easy, but may not be enough for those with immediate need to close protection gaps of a certain... https://www.businesstimes.com.sg/companies-markets/banking-finance/are-singaporeans-ready-for-retirement Wed, 01 Sep 2021 18:00:07 +0000 Banking & Finance Companies & Markets Personal Finance Wealth /companies-markets/banking-finance/are-singaporeans-ready-for-retirement RETIREMENT planning has been a longstanding challenge in Singaporeans, compounded further by Covid-induced uncertainties, inflation and longer life expectancies. The Business Times... https://www.businesstimes.com.sg/companies-markets/banking-finance/buy-now-pay-later-just-how-risky-is-it-for-consumers Sun, 29 Aug 2021 13:50:00 +0000 Banking & Finance Companies & Markets Personal Finance Wealth /companies-markets/banking-finance/buy-now-pay-later-just-how-risky-is-it-for-consumers THERE has been much talk over the risk of buy now, pay later (BNPL) solutions on consumer debt, with such schemes appearing... https://www.businesstimes.com.sg/companies-markets/banking-finance/syfe-to-launch-in-hong-kong-double-headcount-by-end-2022 Tue, 24 Aug 2021 13:50:00 +0000 Banking & Finance Companies & Markets Personal Finance Wealth Wealth & Investing /companies-markets/banking-finance/syfe-to-launch-in-hong-kong-double-headcount-by-end-2022 Robo adviser on aggressive expansion track across Asia after closing US$30m Series B funding round last month https://www.businesstimes.com.sg/companies-markets/banking-finance/survey-shows-cryptos-gender-disparity-one-in-5-holders-are-female Mon, 16 Aug 2021 13:50:00 +0000 Kelly Ng Banking & Finance Companies & Markets Personal Finance Wealth /companies-markets/banking-finance/survey-shows-cryptos-gender-disparity-one-in-5-holders-are-female IS the world of cryptocurrency a boys' club? A recent survey of about 4,300 Singapore-based adults suggests so, finding that only one... https://www.businesstimes.com.sg/companies-markets/banking-finance/money-playbook/social-media-and-investing-what-influencers-may Sun, 15 Aug 2021 13:50:00 +0000 Banking & Finance Companies & Markets Personal Finance Wealth Wealth & Investing /companies-markets/banking-finance/money-playbook/social-media-and-investing-what-influencers-may Nine in 10 Gen Zs use social media for information on investing, more than any other source of information, a survey shows https://www.businesstimes.com.sg/wealth/wealth-investing/wagering-on-both-the-eagle-and-the-dragon Tue, 10 Aug 2021 13:50:00 +0000 Leslie Yee Wealth & Investing Personal Finance Wealth /wealth/wealth-investing/wagering-on-both-the-eagle-and-the-dragon THE United States and China are locked in a battle for supremacy. https://www.businesstimes.com.sg/companies-markets/banking-finance/time-to-get-personal-about-personal-finance Sun, 08 Aug 2021 13:50:00 +0000 Banking & Finance Companies & Markets Personal Finance Wealth /companies-markets/banking-finance/time-to-get-personal-about-personal-finance Anxious about making the right investment decisions? You don't need to be the smartest in the room, just ask what you want... https://www.businesstimes.com.sg/companies-markets/banking-finance/young-singaporeans-eager-to-invest-but-a-third-express-anxiety Mon, 02 Aug 2021 01:46:40 +0000 Kelly Ng Banking & Finance Companies & Markets Personal Finance Wealth /companies-markets/banking-finance/young-singaporeans-eager-to-invest-but-a-third-express-anxiety YOUNG Singaporeans are eager to invest, but a third of them are also anxious about making the right investment decisions. Having a... https://www.businesstimes.com.sg/companies-markets/banking-finance/money-playbook/young-raring-go-and-time-start-prepping-retirement Sun, 01 Aug 2021 13:50:00 +0000 Banking & Finance Companies & Markets Personal Finance Wealth Wealth & Investing /companies-markets/banking-finance/money-playbook/young-raring-go-and-time-start-prepping-retirement 3 in 4 Singaporeans are behind on retirement plans; start young to benefit from the power of compounding https://www.businesstimes.com.sg/companies-markets/banking-finance/peace-of-mind-behind-financial-planning-is-a-welcome-calm Sun, 25 Jul 2021 13:50:00 +0000 Banking & Finance Companies & Markets Personal Finance Wealth Wealth & Investing /companies-markets/banking-finance/peace-of-mind-behind-financial-planning-is-a-welcome-calm Covid-19 has brought changes that hurt psychologically; personal finance starts by asking: are we well today? https://www.businesstimes.com.sg/companies-markets/banking-finance/money-playbook/saving-too-much-rainy-day-can-dampen-retirement Sun, 18 Jul 2021 13:50:00 +0000 Banking & Finance Companies & Markets Personal Finance Wealth Wealth & Investing /companies-markets/banking-finance/money-playbook/saving-too-much-rainy-day-can-dampen-retirement At an estimated annual inflation rate of 2.5%, S$50,000 saved in banks over 20 years would lag inflation by 35%; investors should... https://www.businesstimes.com.sg/companies-markets/banking-finance/bond-funds-as-safe-haven-for-4-return-morningstar-study-flags-hidden-risks Sun, 11 Jul 2021 13:50:00 +0000 Banking & Finance Companies & Markets Personal Finance Wealth Wealth & Investing /companies-markets/banking-finance/bond-funds-as-safe-haven-for-4-return-morningstar-study-flags-hidden-risks A LARGE number of income funds - which typically hold bonds - sold in Singapore, Hong Kong, and Taiwan tend to pay... https://www.businesstimes.com.sg/opinion-features/columns/emerging-into-a-new-world-of-wealth-post-pandemic Thu, 08 Jul 2021 13:50:00 +0000 Columns Opinion & Features Personal Finance Wealth /opinion-features/columns/emerging-into-a-new-world-of-wealth-post-pandemic MUCH has already been said about how the Covid-19 pandemic has destabilised economies and industries around the world, and an even greater... https://www.businesstimes.com.sg/companies-markets/banking-finance/money-playbook/what-will-your-finances-look-10-20-30-years-there Sun, 04 Jul 2021 13:50:00 +0000 Banking & Finance Companies & Markets Personal Finance Wealth Wealth & Investing /companies-markets/banking-finance/money-playbook/what-will-your-finances-look-10-20-30-years-there SHORE up three to six months' worth of expenses in an emergency fund. Allocate a quarter of income to investing. Buy insurance.... https://www.businesstimes.com.sg/companies-markets/banking-finance/making-wise-choices-about-your-finances Sun, 04 Jul 2021 13:50:00 +0000 Banking & Finance Companies & Markets Personal Finance Wealth Wealth & Investing /companies-markets/banking-finance/making-wise-choices-about-your-finances Financial planning is not as daunting as it seems, but don't turn to YouTube videos as a first stop