Tips from financial veterans

Mr Bogle: "Choose to not invest and you are ensuring you will have nothing 40, 50 years from now"

"Emerging market debt is risky, but it's likely to have better rates of return. Mexican headlines have been upsetting. But the 10-year rate in Mexico is 6 per cent." - Mr Malkiel

Mr Mobius: "For full exposure to emerging markets, don't overlook the many pure plays in China, India and Nigeria"

Mr Gabelli: "If I'm an individual investor and I have US$100,000 I want to invest in the next five to 10 years, I'd have no problem doing what Warren Buffett recommends - buy an S&P 500 index fund. You're going to earn 5 per cent to 7 per cent over the next 10 years."