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How likely is it that par products' bonus rates will be affected?

One gauge is to compare insurer's allowance of provision for par fund's non-guaranteed benefits with total assets

Published Sun, Jan 25, 2015 · 09:50 PM
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Singapore

FROM time to time, participating (par) insurance policyholders complain that the bonuses they receive or the final payouts are much lower than the projected returns listed in the benefit illustrations.

In the face of the impending risk-based capital framework (RBC 2), how likely is it that par products' bonus rates will be affected?

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