CPF

CPF interest rates to hold steady in Q3

The government will continue providing extra interest on the balances

Don't scoff at earning at least 2.5% per annum on CPF savings in an unpredictable world.
SENSE & CENTS

Think hard about embracing the new CPF life-cycle investment scheme 

In an increasingly volatile world, hold some risk-free investments 

Singtel said that in the past month, there were around 60,000 walk-in enquiries about its special discounted shares at the 36 SingPost branches across the country.

Parliament approves shift of Singtel discounted shares to direct shareholder ownership

Since Apr 8, holders have been able to withdraw and sell their SDS for cash

From left: Christopher Tan of Providend; Genevieve Cua, wealth editor, The Business Times and Howie Lim, correspondent, The Business Times.

To risk or not to risk your risk-free 4% CPF return?

CPF's rock-solid 4 per cent Special Account return is changing. By 2028, a new life-cycle portfolio scheme will replace it. Is this upgrade necessary or too risky?

Under the new scheme, CPF members can invest their CPF savings into a range of instruments including equities through diversified life-cycle portfolios.
BROKERS’ TAKE

New CPF life-cycle investment scheme could channel up to S$9 billion a year into Singapore stocks: Citi

It could provide ‘sufficient recurring liquidity inflow’ into local equities beyond the EQDP’s conclusion

Singtel is injecting life back into a dormant float that makes up 4.4% of its total shares.
HOCK LOCK SIEW

Singtel could also be a winner as mom-and-pop investors land surprise S$6,800 windfall

For the group, the real prize is unlocking its own corporate toolkit

Unlike other Singtel ordinary shares, the special discounted shares are currently held in trust by the CPF Board on behalf of investors.
BT EXPLAINS

What does the transfer of Singtel discounted shares mean for investors; should they sell or hold?

BT looks into what analysts have to say on its market impact, and how investors may respond

CPF members should note that their savings in the life-cycle portfolios will be invested in financial markets and privately managed.
MONEY WISDOM

Before life-cycle portfolios: A primer on how CPF really works

The Retirement Scheme is structured around three life phases, with the aim of achieving three objectives

Research suggests many Singaporeans already appreciate the idea behind glide paths, even if the terminology itself is unfamiliar.

Why glide paths could shape the next phase of retirement investing in Singapore

Such strategies offer a framework that evolves over time but remains aligned with investors’ long-term needs