CPF

MONEY MATTERS

Taking stock of finances before 2025 ends

Six areas to look into when reviewing money decisions

This is the first time CPF attained an A in the index’s 17 years.

CPF earns Asia-Pacific’s first A in global ranking of pension systems

“First-class” retirement income systems that are robust, sustainable, deliver good benefits and have a high level of integrity get an A from Mercer

In 2022 and 2023, over S$2.7 billion was disbursed under the Progressive Wage Credit Scheme, benefiting more than 520,000 employees.

MPs call for extension of co-funded wage increases for lower-income workers, CPF tweaks

Besides extending the Progressive Wage Credit Scheme beyond 2026, its wage ceiling should be raised, says MP Wan Rizal

The Ordinary Account interest rate will remain unchanged at the floor rate of 2.5% per annum from Oct 1, 2025, to Dec 31, 2025.

CPF 4% interest rate floor for Special, MediSave, Retirement accounts extended till Dec 31, 2026

The SMRA interest rate is pegged to the 12-month average yield of 10-year Singapore Government Securities, plus 1%

According to the CPF Board, 316,000 members received voluntary top-ups from themselves or their loved ones in the first seven months of 2025.

CPF top-ups hit record S$6.7 billion in first seven months of 2025, up from S$4.8 billion for whole of 2024

[SINGAPORE] Central Provident Fund (CPF) top-ups reached a record S$6.7 billion in the first seven months of 2025, boosted by top-ups to the accounts of older members aged 55 and above.

BT
THRIVE NEWSLETTER

🔑 Should you invest your CPF?

[SINGAPORE] For all the time I spend obsessing over my savings apps and investment portfolios, I’ll admit that I rarely think about my Central Provident Fund (CPF) accounts.

With the retirement payout planner, members can map out their payout goals, and explore ways to leverage CPF to achieve their goals, such as through top-ups.

CPF members can make housing, retirement and health insurance plans with new digital platform

Members using the platform will see a personalised dashboard, with content and resources tailored to their current life stage

For the full year, CPFIS-included funds delivered a positive return of 11.3% for investors.

Singapore fund inflows surge 167% to S$7.6 billion for 2024: Morningstar

Fixed income and allocation funds draw the most interest in Q4; interest in money market funds falls significantly