Retirement: the business opportunity

Singapore

TAN Wee King, 59, is a financial planner's dream: debt-free, low- spending, comfortably drawing multiple streams of income - and happy to outsource money matters to someone else. (see infographic)

The former nurse trainer already has a number of retirement-related insurance plans. She bought another one this year, putting S$30,000 into a Great Eastern annuity that will start paying her roughly a guaranteed S$260 a month and a non-guaranteed S$80 a month five years later. The income stream lasts 10 years.

"It's not meant for maintenance," she says. "Just a little bit extra if I want to go for holidays."

She adds: "I'm one of those people who - once I pay the money, it'…