Why you don't need funding to start a business

BEFORE we launched finder.com in Singapore, we started out as a student credit card blog in Australia that was, ironically, bootstrapped by a credit card. Even in those early days of eating tinned spaghetti every night and not being able to pay ourselves for two years, Frank Restuccia - my fellow founder - and I funded finder out of our own pockets. From the beginning, we've always believed that a startup doesn't need outside funding.

Eleven years on, we have launched globally and plan to help millions more people around the world make better decisions.

Through all this time, we've funded finder without any outsider intervention. There are a number of reasons why I believe in self-funding a startup over having investors. Here are my top picks.