CONSIDERING an upgrade to your retirement planning? Tapping into your Central Provident Fund (CPF) savings to construct a multi-asset class portfolio can be a savvy move. It is essential to understand that while investing does come with inherent risks, diversifying across various asset classes may lead to higher risk-adjusted returns. This article is not an invitation to forgo the security of bank savings or CPF accounts, but rather about sharing an added strategy to potentially grow retirement savings.
Historically, the portfolio allocation of 60 per cent equities and 40 per cent fixed income has been discussed extensively in financial literature. The rule strikes a balance between aggressive...
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