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Be a smart traveller

Five tips to help you manage your finances while on vacation.

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You should buy travel insurance once the trip is confirmed and not wait till the last minute. Some plans would cover disruptions to your trip prior to departure, such as the serious illness or injury of your family member.

WHEN I was much younger and wanted to buy a very expensive toy, my grandma told me gently: "Money does not grow on trees". I retorted: "Wouldn't it be great if everyone had a money tree, then everyone will be able to buy all the toys they want?"

"Of course not," she said, to my great

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