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Is a credit card right for you?

Credit cards can give you an interest-free loan for your spending and other perks, but they have to be used responsibly.

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The main risk of credit cards is that of snowballing interest payments and fees. Interest can be charged at more than 24 per cent per annum on rollover balances .

FOR fresh graduates, the impending transition into the working world can be both exciting yet daunting.

It is a milestone signifying the end of an era of financial dependence.

The road towards financial independence, filled with mind-boggling financial choices, is not an easy one

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