Line up your values with your spending

KEEP your spending mindful and your savings mindless.

That's one key bit of financial advice for millennials from Karen Carr, a 27-year-old certified financial planner with Society of Grownups, a personal finance education and planning company based in Brookline, Massachusetts.

Sounds good, but how do you go about doing that?

Ms Carr and other millennial-generation money experts share their suggestions below on how savers early in their careers can start 2016 on a stronger financial footing.

Do a value…