Planning for a sustainable retirement
An annuity is handy as it potentially provides a stream of 'guaranteed' income flow to supplement other sources of income
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BUYING an annuity insurance policy is a daunting experience.
That was how I felt when I forked out $100,000 to insurance cooperative NTUC Income in 2011 in return for some peace of mind in my golden years.
It was unnerving not only because I coughed up a six-figure sum as a one-time single premium. It was daunting because, knowing that I'm here on earth on borrowed time, I felt as if I was audaciously negotiating with my maker for a longer life.
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