Alfonso Ricciardelli

Alfonso Ricciardelli

The rise of online lending platforms has democratised access to credit, enabling consumers to secure loans with greater speed and convenience than ever before.
INSIGHTS FROM CFA SOCIETY SINGAPORE

Consumer lending unlocked: Opportunities and risks in a US$27 trillion market

CONSUMER lending has become one of the most dynamic segments in private markets, evolving rapidly alongside advancements in technology and shifts in...

Despite the recent backlash against ESG investing, so-called “green” investments in clean energy, climate mitigation, and resilience continue to increase.
INSIGHTS FROM CFA SOCIETY SINGAPORE

Infrastructure debt: Unlocking investment opportunities in a transforming economy

Private infrastructure debt typically invests in regulated assets with inelastic demand, in either monopolistic or quasi-monopolistic markets

Retail investors are trading speculative investments like binary options and cryptocurrencies. Though liquid, these assets are complex, risky and no safer than the options in private markets.
INSIGHTS FROM CFA SOCIETY SINGAPORE

Illiquidity may be a blessing in disguise for some retail investors

For those with adequate income and investment knowledge, the constraints of illiquid assets can serve as a valuable discipline

“Anti-skilled” finfluencers have more followers and more influence than skilled financial content creators, according to a recent study.
INSIGHTS FROM CFA SOCIETY SINGAPORE

The power of clicks, likes, and shares: Promote the right kind of financial content

FINANCIAL influencers, aka finfluencers, have amassed an enormous following on social media, particularly among Gen Zs aged 18 to 25. Some finfluencers...

Only a small minority of retail investors make money through day trading, yet hundreds of millions of dollars are invested via online trading platforms, including those that allow risky binary options.
INSIGHTS FROM CFA SOCIETY SINGAPORE

A case for broadening retail access to private markets

A more balanced investment strategy that includes private market allocations can potentially offer a more stable and diversified portfolio