Christopher Tan

The Higashiyama Niseko Village in Hokkaido, a Ritz-Carlton Reserve property of the Ritz-Carlton group, where the author vacationed.
MONEY WISDOM

When knowing too much makes you poor: A lesson from the Ritz

The deeper money lesson is that it is not about knowing more or having more, but about seeing rightly

In an investment-linked insurance policy, high charges may well eat up your "welcome bonus" units.
MONEY WISDOM

Investment-linked insurance plans: That welcome bonus could cost more than you expect

There is no reason to have ILPs in one’s portfolio, given their high fees, limited fund options and lock-in structure

A good succession plan should not be limited to what shareholders want. It must consider the interests of all stakeholders - especially clients and staff.
MONEY WISDOM

Succession with purpose

Succession, whether for a country or a company, is not merely about replacing leaders or in the case of a company, owners....

Investors often overestimate their risk tolerance when markets are calm, only to discover their true limits during turbulent periods.
MONEY WISDOM

Assessing risk tolerance is a lifelong conversation

Building a portfolio entails understanding one’s appetite for risk, and knowing that this changes through one’s lifetime

With limited resources, we must make intentional choices and learn to be content in the seasons we're in.
MONEY WISDOM

Balancing wealth, health and ikigai through life’s changing seasons

We cannot control the passage of time – but we can choose how we travel through it

True legacy planning starts with deciding what you want people to remember you for.
MONEY WISDOM

Leaving a legacy beyond wealth

It starts first with you living out your values, beliefs and convictions on a daily basis

Investors are often advised to stay invested, but this isn't a one-size-fit-all advice.
MONEY WISDOM

Stay invested for the long run? Think again

If you are feeling overwhelmed, worried about job security, falling investments or growing debt, this crisis might be your invitation to reset

Wisdom and values are among the most powerful legacies you can leave behind. You may start your planning by thinking about the legacy you want to leave and how you can create it.
MONEY WISDOM

How to make an impact that outlives you

Your legacy isn’t measured by wealth alone, but by the lives you touch, the wisdom you share, and the values you uphold

Bitcoin is resurgent today, thanks to US President Trump's support for cryptocurrencies.
MONEY WISDOM

Does Bitcoin deserve a place in your portfolio?

Long-term returns from equities are based on companies’ expected future earnings, but cryptocurrencies are not such an investment 

The closure of the CPF Special Account for those turned 55 from January 15 has raised questions on what to do with the SA funds which will be transferred to the Ordinary Account.
MONEY WISDOM

What to do with your CPF funds after the Special Account closure

Your course of action now depends on the original intention you had for your CPF money, assuming the SA was still open