Genevieve Cua

Genevieve Cua

WEALTH EDITOR

Genevieve Cua is wealth editor for The Business Times. She covers wealth management, focusing on issues relating to portfolios, retirement, insurance and healthcare. She writes a fortnightly column, Mind the Gap, and hosts WealthBT podcasts.

The pre-condition for achieving a positive outcome for CPF life-cycle funds is the ability to stay invested for the long haul. This is harder than it sounds.
NEWS ANALYSIS

Is CPF’s new life-cycle investment scheme for everyone?

The portfolios’ returns will hinge on a long horizon and some hand-holding

The CPF will launch simplified low-cost portfolios based on a glide path mechanism that gradually de-risks the portfolio as members near retirement.
SINGAPORE BUDGET 2026

CPF to roll out lifecycle portfolios for those willing to take some risk for higher long-term returns

The new life-cycle investment scheme will be launched in the first half of 2028

Gold has experienced extended periods of boom and bust; the down periods can be long.
THINKING ALOUD

Buy gold on dips? With sky-high volatility, caution is warranted

The metal has since clawed its way back to US$5,054 per ounce, but is still off the year’s high

The Lifetime Retirement Investment Scheme is an idea whose time has come. Based on Endowus' flagship portfolios for the CPFIS, returns of varying combinations of stocks and bonds have beat the Ordinary Account rate of 2.5 per cent for up to 10 years.
MIND THE GAP

Glide-path portfolio for the CPF’s LRIS: an idea whose time has come

Here are six reasons to revive the Lifetime Retirement Investment Scheme with a mechanism that lets investors ratchet up or taper off...

AutoWealth will roll out four portfolios, intended to simplify decision making for CPF members.

AutoWealth to offer digital portfolio service for CPF Investment Scheme

The firm will roll out four portfolios, intended to simplify decision making for members

Traders at Hana Bank in Seoul, South Korea. The country's efforts to enhance governance through its Corporate Value-up Program has yielded results with the Korea Value-Up Index recording a 89.4 per cent gain at end-2025.
MIND THE GAP

Strides in governance could help Asian markets challenge US exceptionalism

But the US’ strength lies in its edge in corporate governance – investors enjoy legal clarity, shareholder empowerment and deep, liquid capital...

Filipino activists staged a Halloween-themed protest against government corruption in Manila, Philippines in October.
THINKING ALOUD

Eliminating corruption in the Philippines is an uphill climb

President Ferdinand Marcos Jr will need to show resolve in his fight against it

Carlton Crabbe, chief executive of Capital for Life, says the firm's survey of demand for indexed universal life plans finds a significant gap in advice, which is a "clear opportunity".

Rising appetite for high-net-worth insurance, even among the mass affluent

While this expands the traditional audience for HNW insurance, it also underscores the need for needs-based and suitability advice

(Photo: RENDY ARYANTO/VVS.sg)

Insurance solutions for the wealthy see robust demand

High-net-worth insurance earnings are expected to rise in double digits over the next two to five years

Finances are important, but are not everything. Take stock of your total assets: Non-financial and intangible assets arguably go a longer way towards enabling a more fulfilling life, than financial assets alone.
MIND THE GAP

Fancy one or more mini-retirements? Start planning early for a multi-phase life

A recent survey by HSBC finds that most Singaporeans plan for two to three mini-retirements over their lifetime