Hugh Chung

The reason people struggle to beat the CPF Ordinary Account's 2.5% interest rate is typically because of human emotions and high costs.
SCIENCE OF WEALTH

Why not investing your CPF savings could be a greater risk

A US recession and/or a deterioration of labour markets, both of which are inherently disinflationary, could allow the Fed to cut rates more proactively.
SCIENCE OF WEALTH

Perspectives on the Fed rate cut, gold and the US dollar

As the Straits Times Index touches new highs, investors wonder if the current rally has legs.
SCIENCE OF WEALTH

Will the Singapore stock market continue to outperform?

The S&P 500 has registered a peak-to-trough fall of 18.8 per cent in 2025. But it now stands at a historic high, and has generated a positive 7.5 per cent return for the year.
SCIENCE OF WEALTH

Why markets keep rising

Investing in private assets can help diversify portfolios, lower volatility and improve systemic returns.
SCIENCE OF WEALTH

Enhancing portfolios with private-market assets

Investing is not just about numbers; it is also about psychology and behaviour.
SCIENCE OF WEALTH

Why ignoring diversification could cost you in the future

In the past four years, average inflation in Singapore has risen by 3.9 per cent a year, higher than the nominal interest rate of 2.5 per cent earned by the CPF Ordinary Account.
SCIENCE OF WEALTH

Why you should invest your CPF savings

The US presidential election is a toss-up between Donald Trump (left) and Kamala Harris, and for markets, may not make a meaningful difference to returns in the long run.
SCIENCE OF WEALTH

Should investors care about who wins the US election?

As the Federal Reserve begins to reduce interest rates in September, a record US$6 trillion in money market funds may seek a new home for higher returns.
SCIENCE OF WEALTH

Past rate-cut cycles offer clues to potential asset-class returns

Gold has a special place in investors' hearts, but because it does not earn a yield, it is hard to figure out its intrinsic value.
SCIENCE OF WEALTH

Tempted by ‘safe’ assets in times of uncertainty? Think again