Jonathan Guthrie

Very old people sometimes remark that each extra day feels like a bonus. That is a good attitude to have earlier too.

Pension planning: how long have I got left?

Ignore the longevity calculators, you’ll almost certainly prove them wrong anyway

Financial planning can dispel some uncertainties, including the optimal size for a rainy-day reserve.

Pension drawdown: it’s all spend, spend, spend (advisedly)

Financial planning – ideally on a spreadsheet – is essential for making your retirement pot last

bullion - An employee handles one kilogram gold bullions at the YLG Bullion International Co. headquarters in Bangkok, Thailand, on Friday, Dec. 22, 2023. Gold headed for a weekly gain after US price data came in cooler than forecast, reinforcing expectations for multiple interest rate cuts by the Federal Reserve next year. Photographer: Chalinee Thirasupa/Bloomberg

Gold is the real ‘Trump put’

But the craziness from the White House has not turned the writer into a gold bug yet

Maurizio Cattelan's conceptual work featuring a banana, being auctioned at Sotheby's in New York on  Nov 20. The work sold for US$6.2 million with fees.

It’s bananas to regard art as an investment

Enjoy your paintings and sculptures. Just don’t expect a return on what you paid for them

Financial pundits have nevertheless been invoking mean reversion because the S&P 500 has risen by 94 per cent over five years to all-time highs, the main reason for which is the barnstorming performance of US tech stocks.

Mean reversion: Has AI abolished gravity for share prices?

Despite the Magnificent Seven, US stocks are predicted to be riding for a fall