Joshua Agusta

In Indonesia's underdeveloped credit system with high NPL risk, many micro, small, and medium enterprises and consumers turn to informal lending sources, which charge exorbitant interest rates and exacerbate financial instability.
DUE DILIGENCE

Indonesia’s credit conundrum: Risks and opportunities in a fast-growing debt market

Understanding them is crucial for those looking to tap into one of the world’s most dynamic financial landscapes