Philip Middleton

PHILIP MIDDLETON IS CHAIRMAN OF OMFIF’S DIGITAL MONETARY INSTITUTE.

The actual volume of real stablecoin payments amounts to a mere US$390 billion, research by McKinsey and Artemis Analytics has found.

Wholesale stablecoins: fad or future?

The combination of private-sector indifference and public-sector caution suggests no rush for these digital tokens

While many perceive no real advantages to CBDCs, a significant number of people in many countries go even further and consider them to be a potential threat.

Consumers need compelling reasons to use central bank digital currencies

Armed with a bank account, contactless cards and cash, consumers are scratching their heads about CBDCs

To date, little about the collapse of crypto exchange FTX suggests a massive new regulatory infrastructure is needed to police the world of cryptocurrency and assets.
PERSPECTIVE

‘Something must be done!’ The crypto regulatory challenge for 2023

Are the threats dire enough to warrant drastic regulatory action?

There are calls for the crypto industry to be banned altogether, while others suggest that turbulence is merely the growth pains of a new, vibrant industry which regulators should not stifle at birth.
THE BOTTOM LINE

The chill winds of the crypto winter

Temporary turbulence or the end of the road?