Ritesh Ganeriwal

The future of investing is about understanding when and how to use active and passive, rather than choosing between them.

Why ‘ETF and chill’ may no longer be enough

While banks may benefit in the near term from a stable domestic environment and still-elevated interest margins, relying too heavily on them increases concentration risk. Incorporating S-Reits alongside high-quality bonds can provide capital stability and a more balanced income source. 

The Fed’s pivot signals the start of a new market cycle

Many savers are waiting for interest rates to drop further before exploring other investments, hoping to squeeze what they can from cash instruments. This could be a mistake, as any returns could be far outweighed by missed opportunities in a number of asset classes.
WEALTH & INVESTING

With rates ‘higher for longer’, savers are well placed to explore investing

There have been multiple bear markets (more than 20 per cent decline in stock market) in the 150-plus year history of the US stock market, averaging once every 3.5 years. But, in each case, the market eventually recovered and went on to new heights.
CONVERSATIONS IN INVESTING

Are we heading into another ‘lost decade’ of investing?