Ritesh Ganeriwal

While banks may benefit in the near term from a stable domestic environment and still-elevated interest margins, relying too heavily on them increases concentration risk. Incorporating S-Reits alongside high-quality bonds can provide capital stability and a more balanced income source. 

The Fed’s pivot signals the start of a new market cycle

It is one where the US is no longer the only game in town

Many savers are waiting for interest rates to drop further before exploring other investments, hoping to squeeze what they can from cash instruments. This could be a mistake, as any returns could be far outweighed by missed opportunities in a number of asset classes.
WEALTH & INVESTING

With rates ‘higher for longer’, savers are well placed to explore investing

Certain investments remain attractive while markets cannot price in lower rate expectations

There have been multiple bear markets (more than 20 per cent decline in stock market) in the 150-plus year history of the US stock market, averaging once every 3.5 years. But, in each case, the market eventually recovered and went on to new heights.
CONVERSATIONS IN INVESTING

Are we heading into another ‘lost decade’ of investing?

The S&P 500 is in a bear market down more than 20 per cent on a year-to-date (YTD) basis, with the NASDAQ growth index down more than 30 per cent. Hordes of first-time investors who came into the mark...