The Business Times
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Shayan Hazir

Chief Digital Officer, ASEAN, HSBC 

For the industry to thrive in future, words such as platform banking, ecosystems, embedded and decentralised finance are the primary orchestrators of the new financial economy, and often it will require banks adopting fintechs’ disruptive potential to deliver them.
THE BROAD VIEW

Banking needs its Back to the Future moment when it comes to technology 

IF YOU’RE a fan of the Back to the Future movie series, you will know how Marty McFly had to unravel the past, in order to secure the future.

As cloud computing, open APIs and embedded finance reach an inflection point, their intersection with emerging technologies such as blockchain, AI and quantum computing will create a digital Big Bang, which will change financial services beyond recognition

For financial services, the digital revolution is just beginning

NEW technology has made it faster, cheaper and easier than ever to access financial services. But in many cases, the services themselves are still essentially traditional. That is about to change.

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