From cardless withdrawals to tracking finances, banking gets even easier with this app

It's an all-too-familiar scene: You've rushed out of the house to go to work or to the store, and halfway to your destination you realise that you've left your wallet at home? Your stomach sinks and thoughts start to slowly swirl in your head, like a bad dream that you want to forget. How will you pay for your lunch, your groceries? Should you ask a colleague to lend you some cash? Do you have time to go back home and get your wallet, or is it just too late?

With the OCBC Digital app downloaded to your smartphone, there's no need to worry about any of these scenarios. Open the app, and with a few simple swipes and taps of your fingers, you can bank digitally with OCBC - a name Singaporeans have trusted with their money since 1932. If you leave your wallet at home, you can scan the QR code via both OCBC Digital and OCBC Pay Anyone apps on the ATM screen to get cash (no card required - a transaction that is virtually contactless) or make payments with the OCBC Pay Anyone app - who needs a wallet?

The QR code-enabled cash withdrawal is just one of the many convenient features that users of the OCBC Digital app enjoy. Whether you're out and about for work or pleasure, or staying at home with loved ones, the app offers you a diverse range of integrated financial services, granting you the power to fully manage your money without the need to make a trip to the bank.

Keep track of your finances

The app provides you with all the tools to take charge of your finances from anywhere. With OCBC Financial OneView you can examine information from government agencies such as CPF, IRAS and HDB, making it simpler to identify and plan your financial goals.

Also with the app, track your cash flow each month and compare it across months with ease, without the need for clunky spreadsheets. Sort all expenditures by category, so that you can see exactly what you are spending and where; the app can even send you a monthly report to make that easier. In a heartbeat, set up GIRO payments so that you're never late to pay a bill ever again.

The OCBC Digital app also sends personalised tips that can help you to budget your money more smartly and let you accomplish your savings goals. Fuss-free wealth management

Building your savings is a breeze with the OCBC Digital app's multi-faceted wealth management tools.

Market updates and investment advice from OCBC's in-house experts can ensure that you stay ahead of any market fluctuations, as can price alerts, these measures aimed at keeping your investments secure.

The app enables you to invest in 15 global exchanges, trade in gold, silver, foreign exchange, equities, and unit trusts. A stable, simple option is RoboInvest, where you can contribute monthly or lump sums into 36 diverse portfolios that cover the whole spectrum of risk appetites. Through the app, you can explore a range of endowment and insurance plans, and trustworthy financial services, ways of prudently investing for you and your children's futures. Seamless applications, instant approvals

Get immediate decisions that will invigorate your cash flow, from opening a bank account to receiving instant approval for credit and debit cards, all via the OCBC Digital app.

You can apply for a cash loan on the spot - a financial boost that can go to funding renovations, to purchasing a new car or to paying off student loans - one that comes with flexible and affordable repayment options.

For those seeking to purchase their dream home, you can use the app to get advice from a home advisor and procure instant loan approval. Everyday convenience

For everyday uses, the app is just as agile. Withdraw cash without a card from more than 1,100 ATMs around the island: Just scan the QR code on the ATM, key in the amount you want on your phone and hey presto (yes, it really is like magic!), out comes your cash. With OCBC Pay Anyone, use the app to settle payment at kopitiams, malls, canteens, or to transfer money to family and friends. With digital banking here to stay - four new digital banks begin operations in 2022 - forward-thinking, technologically informed OCBC is here to cater to all your digital banking needs with the OCBC Digital app.

With this new app, OCBC offers all the convenient, instant features of a digibank, but one supported by a strong foundation, a bank that all Singaporeans can trust - OCBC has, after all, been successfully growing your money for nearly a century.