SINGAPORE fixed home-loan rates have recently eased, ahead of a likely pause in the US Federal Reserve’s interest rate-hike cycle. But the rate outlook remains uncertain, and the slightly lighter debt burden may not bring buyers back to the housing market immediately, analysts said. 

As at Wednesday (Jun 7), DBS’ fixed-rate loans were at 3.75 per cent per annum, with lock-in periods of two to five years. In January, the bank had offered a 4.25 per cent rate. 

Since last Friday, OCBC’s two- and three-year fixed-rate loans have been fixed at 3.65 per cent for the lock-in period. The rate in January was 4.25 per cent for the two-year fixed-rate package, and 3.9 per cent for the three-year fixed-rate package.