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Who will be winner in e-payments: banks, independents or telcos?

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Banks in Singapore, Thailand and Malaysia are well-positioned and will create value from digitalisation while telcos will see wins in the Philippines alongside independents in Indonesia.

OVER the next 18 months one of the more noticeable ways in which technology will impact daily life in Southeast Asia will be the means by which we pay for things. We will make fewer payments with cash and cheques and spend less time visiting bank branches and ATMs.

Instead, we will be

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