Tips on credit cards usage

THERE are pros and cons when using credit cards. We are well aware of the pros since banks advertise them all the time, but not so much about the cons. Here are some issues to think about.

Promotions

Credit cards constantly advertise discounts for dining and shopping. I spent a few days trying to compare them and the winner is ... none. Some go for French cuisine while others, like me, prefer McDonalds and Burger King.