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Where banks pay interest to borrowers and charge depositors

Published Sun, Mar 1, 2015 · 09:50 PM

Hvidore, Denmark

AT first, Eva Christiansen barely noticed the number. Her bank called to say that Ms Christiansen, a 36-year-old entrepreneur here, had been approved for a small-business loan. She whooped. She danced. A friend took pictures.

"I think I was so happy I got the loan, I didn't hear everything he said," she recalled.

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