Brave new world: Creating a composable finance ecosystem

ASSET managers exist as wealth creators for clients. We strive to deliver comprehensive solutions that meet the complex and unique financial goals of our diverse customers but to truly address clients’ unique needs effectively, we need to shift to a client-driven mindset.

Digitalisation presents a unique opportunity to fully embrace a client-centric business model, creating a new financial ecosystem that can deliver investments personalised to our clients’ needs. And it can do so in a simple, secure and cost-effective way.

Clients’ needs are individual and nuanced. All want to grow their wealth within the constraints of a comfortable risk and liquidity profile; however, many also want their wealth to fund key life events and ambitions, with differing tolerance to risk over time – a first home, a new business, tertiary education for their children for example. Investment managers must, therefore, also consider flows of value in addition to growth.