Don’t fear the credit card

AS more youths eschew the traditional five Cs as markers of their socio-economic status, one of them should not be overlooked – credit cards.

Recently, I was surprised to hear that friends and other newsroom colleagues have not applied for credit cards even though they cleared the minimum requirements to apply.

Some did not want to deal with the hassle of remembering to pay separate credit card bills. Others were taught by their parents not to spend money they do not have (that is, incur debt).