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Personal accident plans: icing on the cake

Some PA plans cover a standard list of up to 21 infectious disease like hand, foot and mouth disease, measles, Sars and even Covid-19 and a few cover up to age 99

Genevieve Cua
Published Sun, May 23, 2021 · 09:50 PM

    PERSONAL accident (PA) insurance is common, affordable and very easy to apply for. But how much do you really need?

    Such plans provide cover for death and injuries arising from accidents, but also from other causes such as food poisoning and even infectious diseases.

    They mostly require no underwriting and are annually renewable. What's more, you are typically able to get reimbursement for non-traditional treatment such as Traditional Chinese Medicine (TCM) and chiropractic treatment.

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