High deposit rates are hogging the headlines, but the fine print tells another story

INVESTORS have been spoilt for choice in recent months on where to park their money, be it in government bonds, which have seen a surge in popularity, or attractive fixed deposits.

After all, there is a keen desire for investments that can deliver positive, real returns as inflation continues to weigh on consumers. It is therefore not surprising to see marketing materials for investment products trying to tap that desire.

The rise in aggressive marketing should, however, be a reminder for investors to conduct due diligence on financial products to ensure they are getting the returns they hope for.