THE development of fintech in recent years has been nothing short of fast and furious. Among others, artificial intelligence, big data, blockchain, and cloud technology have now begun to be widely used in the financial industries of various countries, further expanding the width and depth of financial services, and helping the rapid development of regional investment and financing cooperation.

For international financial centres, fintech can improve the operational efficiency, productivity, and international connectivity of financial markets, thereby enhancing competitiveness, expanding international networks, asserting international influence, and maintaining status as global financial hubs in the new digital age. Driven by fintech, there are two possible development trends of international financial centres that merit attention.

Fuelled by digital assets