SWITCHING LANES

Retirement, a ‘rule of thirds’ and what you cannot plan for

One can choose to take their purpose to new intersections, says the writer

Summarise
    • Following a rule of thirds has given the writer a way to manage uncertainty without trying to control everything.
    • Following a rule of thirds has given the writer a way to manage uncertainty without trying to control everything. PHOTO: ANDREW BUAY
    Published Sat, Nov 7, 2026 · 07:00 AM

    RETIREMENT can be a vulnerable chapter for some, an exciting one for others, and a beautiful new beginning for those who are ready.

    Some people barely think about it until it arrives. I started reflecting on it in my 40s, and two experiences shaped my thinking.

    My father retired in his early 60s after a demanding and often stressful working life. Without a clear purpose beyond work, he largely went with the flow. His social circle was small, limited mostly to extended family.