Strong year for insurance par funds, but bonuses stay the same for most
Of eight par funds with 2025 updates, four made double-digit gains. But their longer-term track record is key
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INSURANCE participating (par) funds delivered robust returns in 2025 – some in double digits – thanks to a strong showing by both bonds and equities.
However, most policyholders are likely to find no change in bonus distribution rates, despite the strong performance. Income, Tokio Marine, Singlife and Prudential (its largest par fund) are maintaining their bonus rates.
Great Eastern said it has maintained bonuses for most policyholders, “while a small group of customers will see revisions (upwards and downwards)”. The difference reflects each plan’s cumulative performance over time, it said.
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