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MIND THE GAP

Retirement income products: flavour of the times

There are many insurance products structured as an all-in-one savings endowment plus income distribution in retirement as well as unit trusts with income distribution

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The need for income in retirement is surely one that causes anxiety to savers. If you have managed to accumulate a sizeable lump sum by your 60s when you have ceased to work, that is a feat.

THE NEED for income in retirement is surely one that causes anxiety to savers. If you have managed to accumulate a sizeable lump sum by your 60s when you have ceased to work, that is a feat. But the next challenge is: What do you invest in that will yield a regular income, incur minimum...

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