Are employee benefits the new pay rise?
How can you negotiate your way to a benefits package that's anything but basic? Howie Lim finds out.
When was the last time you got a pay bump that actually felt like one? If you’re like me, the answer is probably — a while ago. These days, companies are more likely to dangle benefits than boost base salaries. But if you think benefits stop at free fruit in the pantry, you might be missing out.
In this episode of Money Hacks by The Business Times, host Howie Lim sits down with Marina Sukhikh of Aon Global Benefits (Asia Pacific) and Lim Chai Leng of Randstad Singapore. Together, they answer the question every employee is whispering under their breath: If the raise isn’t coming, how do we make benefits work harder for us?
Why listen?
1. Spot the hidden value
Benefits aren’t “add-ons” anymore. In some companies, they now make up almost half your package. Are you treating them like cash in disguise or ignoring them completely?
2. Learn how and when to ask
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We’re told not to bring up benefits in job interviews. But is that outdated career advice? Hear how to raise the right questions without tanking your chances.
3. Perks with power
From flexible work to monetised allowances you can actually spend where it matters—discover which benefits are becoming deal-breakers in today’s talent market.
This isn’t a listicle of perks to envy. It’s a reality check on how compensation is being rewritten. Because if you’re still only looking at the payslip, you’re fighting the last war.
Listen now to get some updated advice from Howie Lim and her expert guests.
Money Hacks is the flagship personal finance podcast from The Business Times, hosted by Howie Lim. Catch past episodes at bt.sg/podcasts. Feedback or ideas? Email btpodcasts@sph.com.sg.
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Written and hosted by: Howie Lim (howielim@sph.com.sg)
With Marina Sukhikh, industry practice leader, Aon Global Benefits (Asia Pacific) and Lim Chai Leng, general manager, Randstad Singapore
Edited by: Howie Lim & Claressa Monteiro
Produced by: Howie Lim & Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
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Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
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ABOUT THE PODCAST
Money Hacks is a crisp, weekly podcast hosted by Howie Lim. Every Monday, it unpacks personal finance strategies and investing insights through conversations with expert guests. Whether it’s navigating employee perks, finding resilient sectors, or exploring value-based investing, listeners get actionable financial wisdom without the waffle.
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