BT Money Hacks: Cracking the credit card code
Unlock the secrets to smart credit card usage and financial freedom with the latest episode of Money Hacks from The Business Times. Hosted by Howie Lim and featuring credit card enthusiast and content creator Audrey Yap, this episode sheds light on the numerous benefits of using credit cards strategically.
Learn how to turn your credit cards from mere spending tools into gateways to valuable rewards and financial gains whether you’re new to credit management or looking to optimise your existing cards.
Expert advice from industry enthusiasts
Yap is a seasoned content creator who shares her passion and expertise in credit cards. Her invaluable insights on choosing the right cards based on your spending patterns, goals, and lifestyles will probably prove to be a gamechanger for you in 2025.
She delves into the importance of tracking monthly expenses, understanding spending categories, and how to align them with the best credit card offers. From miles to cashback, discover how to maximise rewards and benefits.
Credit card debt trap
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If you have difficulty setting up automatic payments, budgeting, and managing inconsistent spending, you’ll be equipped to handle credit responsibly.
The podcast turns to relatable and practical examples of different spending categories like shopping, travel, and even daily expenses like utilities and phone bills to help you understand how specific credit cards can cater to these needs.
Optimise card usage
Learn about the importance of reading up on card benefits, limitations, and exclusive deals to get the most out of your credit cards including cashback platforms and miles programs that can enhance your rewards.
Never too late to start
Whether you’re just beginning your credit journey or looking to optimise your current setup, the episode emphasises that it’s never too late to start managing credit better.
The conversation also highlights the importance of discipline and curiosity in maximising your card’s potential. Listen now for the opportunity to gain a deeper understanding of how to earn more from your spending through credit cards to take the next step towards financial freedom.
For feedback or episode ideas, email us at btpodcasts@sph.com.sg. Subscribe to Money Hacks and never miss another episode.
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Written and hosted by: Howie Lim (howielim@sph.com.sg)
With Audrey Yap, a content creator with lobangsis.com
Edited by: Howie Lim & Claressa Monteiro
Produced by: Howie Lim & Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
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Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
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