BT Money Hacks: ETFs or Unit Trusts for your SRS? (Ep 176)
Apparently, the Supplementary Retirement Scheme is heavily underutilised in Singapore, despite being a tax efficient account. Howie Lim finds out what the issues are.
The Supplementary Retirement Scheme or SRS is a tax efficient account but heavily underutilised in Singapore. How can we best utilise this account to help pad up our retirement savings and what should we be investing in?
Howie Lim speaks to Hugh Chung from Endowus and Jermyn Wong from State Street Global Advisors to find out.
Synopsis: Every Monday. The Business Times breaks down useful personal financial tips with expert guests.
Highlights of the conversation:
01:03 Supplementary Retirement Scheme (SRS) adoption and statistics
02:50 Investment strategies for SRS
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04:07 Tax benefits and withdrawal considerations
06:50 ETFs vs Unit Trusts (for SRS)?
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Written and hosted by: Howie Lim (howielim@sph.com.sg)
With Hugh Chung, chief investment advisory officer, Endowus and Jermyn Wong, head of intermediary South East Asia, State Street Global Advisors
Edited by: Howie Lim & Lee Kim Siang
Produced by: Howie Lim
Engineered by: Joann Chai Pei Chieh
A podcast by BT Podcasts, The Business Times, SPH Media
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Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.
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ABOUT THE PODCAST
Money Hacks is a crisp, weekly podcast hosted by Howie Lim. Every Monday, it unpacks personal finance strategies and investing insights through conversations with expert guests. Whether it’s navigating employee perks, finding resilient sectors, or exploring value-based investing, listeners get actionable financial wisdom without the waffle.
