BT Money Hacks: Navigating online trading platforms - Key tips for retail investors in 2025

Navigating the waters of digital trading platforms in Asia Pacific where the digital trading landscape is evolving rapidly with online brokerages and share trading platforms becoming more competitive offering ever more enticing perks to attract customers - could be overwhelming.

How can investors make informed decisions about the platforms they use? And should their choice be solely made in favour of enticing perks? In the latest episode of Money Hacks by The Business Times, host Howie Lim discusses these issues with Philip Waters, head of Asia Pacific and Emerging Markets at OANDA.

The podcast delves into the impact of technology on trading, the challenges of a varied financial ecosystem, and the strategies investors should employ to grow their wealth.

Customisation in trading platforms

According to Waters, a one-size-fits-all approach doesn’t work in such a diverse market. Brokers must tailor their products and services to meet the unique needs of different markets. This customisation aims to serve both sophisticated investors and emerging trader demographics.

Newer traders, particularly from emerging markets, are more tech-savvy and eager to learn, motivated by the opportunity to make money in the volatile market.

Challenges for retail investors

The podcast also highlights the challenges retail investors face in this environment ranging from the overwhelming amount of information available to the presence of bad actors in the industry.

Waters emphasises that investors should not neglect essential factors such as trading tools, technology, and risk management.

The role of social media

Social media is a double-edged sword for retail investors. While it provides quick access to information - it can also create an echo chamber that reinforces pre-existing biases.

The conversation between Lim and Waters points out that algorithms on social platforms often create a self-fulfilling prophecy - leading to a vibe rather than valuable insights.

Importance of education and psychology in trading

One of the standout points in the podcast is the importance of education and understanding the psychology behind trading. Waters advises investors should focus not just on the technical aspects of trading but also on their behavioral biases, emotions, and decision-making processes.

In summary, as digital trading platforms continue to evolve, particularly in the Asia Pacific region, it’s crucial for investors to take a well-rounded approach in choosing their platforms.

Listen to the full podcast now and get valuable keys to successful trading.

For more financial tips and insights, subscribe to the Money Hacks podcast, available on all major platforms. If you have feedback or questions, you can reach out to btpodcasts@sph.com.sg.

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Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Philip Waters, head of Asia Pacific and Emerging Markets, OANDA

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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