BT Money Hacks: What the experts are thinking for 2025

In the latest episode of Money Hacks by The Business Times, correspondent Howie Lim delves into financial insights and market forecasts for 2025. Experts from various sectors come together to discuss the financial outlook for 2025.

Featuring Samuel Rhee, chief investment officer of Endowus, Kelvin Wong, senior market analyst at Oanda and Rohith Murthy, CEO of MoneyHero Group, the conversation delves into market predictions, investment strategies, and the impact of macroeconomic events.

Diverse Perspectives on Market Trends

Murthy emphasises the importance of surrounding oneself with diverse perspectives and being open to information that might be uncomfortable to hear. This sentiment is echoed by all the guests, who stress the necessity of comprehensive decision-making based on diverse data inputs.

Rhee highlights a critical question investors often overlook - what happens when the market reaches a peak? Wong discusses the need for proper portfolio diversification, especially given the expected high volatility in 2025. 

Macroeconomic Factors and Predictions

Murthy points out the significant impact of AI and clean energy as transformative trends going into 2025. He also stresses the importance of minimising downside risks, advising investors to be prepared for adverse scenarios as part of their planning. 

Wong notes that President-elect Trump’s policies, like higher trade tariffs and corporate tax cuts, could lead to inflationary pressures but also offer investment opportunities in sectors that benefit from such policies. Rhee warns of the potential volatility.

Sector-specific Insights

With expansionary monetary policies from central banks in China and the Eurozone, Wong anticipates increased global liquidity. This surge in liquidity could boost capital expenditure and infrastructure spending, benefiting the materials and industrial sectors. 

Be Prepared for Downside Risk

Focusing on fundamentals is going to be key in investment decisions and experts suggest this rather than short-term market movements. In the podcast the experts also expand on investment strategies to minimise losses in adverse market conditions underscoring the timeless financial wisdom of staying invested and remaining adaptable. 

Listen now as we look forward to 2025, to hear all the predictions and expert insights in this valuable roadmap for navigating the complexities of financial planning and investment.

If you have feedback or an idea for a podcast episode, contact us at btpodcasts@sph.com.sg. Stay tuned for more episodes of Money Hacks and look out for the 200th episode coming to you soon.

For more episodes, go to bt.sg/moneyhacks and if you have feedback or an episode idea, please get in touch at btpodcasts@sph.com.sg.

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Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Samuel Rhee, chief investment officer of Endowus, Kelvin Wong, senior market analyst at Oanda and Rohith Murthy, CEO of the MoneyHero Group

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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