Smart property moves: Time in, not timing

Claressa Monteiro
Published Mon, Aug 18, 2025 · 05:00 AM
    • What should homebuyers be looking out for in order to know when to buy?
    • What should homebuyers be looking out for in order to know when to buy? PHOTO: ADOBE STOCK

    Singapore’s property market just got a policy shake-up. The government has raised the Seller’s Stamp Duty (SSD) rates and extended the holding period from three to four years to cool speculative buying.

    In this week’s Money Hacks, a podcast from The Business Times hosted by Howie Lim, Eugene Lim, key executive officer at ERA, cuts through the noise and explains how to navigate the changes without getting caught out.

    Why listen?

    Clear, practical breakdown of the new SSD rules

    Eugene Lim demystifies what the July changes mean for buyers and sellers and who’s actually affected. If you bought before or after July 4, you’ll want to hear this.

    How to work the “time in the market” strategy

    BT in your inbox

    Start and end each day with the latest news stories and analyses delivered straight to your inbox.

    Forget crystal balls and market-timing fantasies. Learn why staying invested and choosing your entry point wisely beats trying to catch the perfect low.

    Smart moves for HDB upgraders

    From avoiding ABSD pitfalls to deciding whether to rent or buy ready-to-move-in projects, the pair walk us through real-world scenarios to make your next move less stressful and more profitable.

    If property headlines have left you wondering what’s noise and what’s worth acting on, this episode is your shortcut to clarity.

    Money Hacks is the flagship personal finance podcast from The Business Times, delivering sharp, actionable tips to help you grow and manage your money. Explore more episodes at bt.sg/podcasts and send feedback or questions to btpodcasts@sph.com.sg.

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    Written and hosted by: Howie Lim (howielim@sph.com.sg)

    With Eugene Lim, key executive officer, ERA

    Edited by: Howie Lim & Claressa Monteiro

    Produced by: Howie Lim & Chai Pei Chieh

    A podcast by BT Podcasts, The Business Times, SPH Media

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    Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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